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Section75 query
Hi there, Could somebody please tell me if Section 75 applies to items that have been purchased in say September and have now become faulty in October?
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Eligibility Calculator - Barclaycard
Hello, I have been using the MSE Eligibility Checker to check how likely i am to get a card, i have 5 cards already that are charging interest so would like to swap over to a 0% deal. I've been showing 40% chance of getting a halifax card or the rate for life card from MBNA. But recently, Barclaycard have been added to it…
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refund of an electrical item purchased 19 months ago
I purchased a Tvonics set top recording box from tesco online in April 2012 for just under £160, now 19 months on it has stopped working. Does anybody know my rights or how I can go about getting a refund or replacement? Thanks Michael
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Lump-sum settlement with Credit Card
hi There just wondering if anyone had experience with negotiating a CC balance? currently i have an outstanding balance on my MBNA credit card of 6k. i have't made a payment for few years ( 3 yrs ) and now i have some spare money and welling to pay off this and clear my credit score. but obviously, i do not want to pay the…
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purchasing on paypal with credit card
If i Purchase (send money) to someone on paypal, is this a purchase or cash advance from a credit card? This transaction will not be going through ebay etc just the 'send money', 'im paying for goods and services' bit.
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Amex platinum everyday cashback query
Hi there Thinking about applying for this card (amex platinum everyday cashback) to use for 3 months, spend around 2K over the holiday period and get £100 cashback i.e. 5.0% of 2K. Plan is then to cancel the card and apply for a Santander 123 cashback card which we shouldn't have to pay an annual fee on as we've just…
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Which company does a lob transfer quickest?
My friend wants to do a lob transfer but she is wondering which of the follwoing would do it the quickest, Mbna, Sainsburys or Tesco as these are the three recommended on this site?
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PPI Reclaim
Sorry I am new to this and just want a bit of advice on reclaiming PPI. I had a credit card which is now cleared and account closed, but i have just come across a statement and it shows PPI premium on it. I didn't take out PPI ! I believe this was added to my account without my knowledge or authority. I was made redudant…
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When will I get my Tesco Clubcard points?
Good morning all, I've recently started using a Tesco Clubcard credit card. I've had it about 6 weeks, and had my first statement. But I can't see any information on when I will actually be awarded any Clubcard points. They're not in my Clubcard Account online either. Thanks in advance :)
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Which Cards offer a Large Credit limit ? (£5000-£9000) (With Excellent Credit !)
Share your experiences, have you applied for credit cards, and you have an excellent /great credit file? Which card(s) did you apply for and what initial credit limit did they give you ? and was your credit good, medium? excellent?
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What is your BARCLAYCARD Credit Limit ??
For those of you with a barclaycard, what is was the barclaycard credit limit given to you at the beginning ? and did what did the limit increase to, as years went on? (and was this subject to you asking? or they increased it automatically ?) and how many months were these increases done after ?
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Good Credit Rating - still apply for Aqua Advance? Free £20 amazon voucher
email from MSE, my question below. Free Amazon £20 on 'rebuild your credit' credit card. If you can't get good credit, bizarrely, one way to build your score is to get any card, even at a poor rate, and use it properly to build a decent history. The Aqua Advance* (use the Credit Rebuild Eligibility Checker) accepts some…
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barclays
Hi, if i have two barclay credit cards, can i still apply for this 30mth 0% one ?, but what if its the same card i have ?
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New Luma 4% cashback card (supermarkets and petrol)
http://www.luma.co.uk/cashback-credit-card/ Maximum £9 cashback per month, i.e. £225 of spending
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sending money on paypal-credit card
Hi there, I need to send money to people on paypal. If I do this using a credit card is it classed as a cash advance or a purchase? Im confused
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MBNA Mastercard - part of mass compromise
I've just been contacted by MBNA who tell me that my Mastercard was part of a "mass compromise". The agent said that they were unable to tell me the name of the compromised retailer as they only received a list of numbers from Mastercard with no further details.... ???? Has anybody else had this? Maybe we could compare…
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job seekers allowance
Hi not sure if this i s the right place to post but icant seem to find the new thread button I have just left school after staying on at 6 form i have just put in a claim for job seekers allowance ,is it true that if my father is on Esa and my mother get icome suport top up and tax child tax credit when i satrt work do i…
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credit card or debit
hi I want to buy a new watch when I go to Tenerife I a couple of weeks but don't want to carry cash with me what is the best way to pay for this my own preference is Debit card as I don't really use my credit card .
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Amex Rewards Gold Card Amazon Voucher
I applied for the Amex rewards card after reading the mse email of 11 September. It read: Free £100 Amazon voucher in time for Christmas. The Amex Gold* chargecard gives accepted customers who spend £2,000 on it within 3 mths 20,000bonus reward points - convertible into a £100 Amazon voucher. The pointsarrive as soon as…
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Credit Utilisation
Does anyone know what level credit utilisation tends to have significant impact on credit card applications for the purposes of balance transfers. I currently have total credit available of 17% of my salary, not including mortgage. The pre-checker on MSE gives me a 10% chance for most cards with 20% for some. My current…
