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Extending an overdraft.
Hey Guys, Great news, I got into Uni!! :beer::j I need to extend my overdraft with Barclays (Currently it's at £200 Overdraft) but I'm expecting quite a lot of expenses, I'm doing an Architecture degree so need a lot of materials, Laptop/Computer, Books, etc, Plus I'm not going into Student Housing I'm a mature student so…
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Credit card balance how to clear it best
Can anyone give me any advice please. I have a UK credit card with a debt on it of 10,000 GBP at the RBS. I pay 300 GBP per month but the interest payment alone is 250 GBP per month. I am not eligible for a consolidation loan as I live overseas (I bought the debt with me). Is there any way of stopping the card, freezing…
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can you get cashback anywhere for taking out Halifax Clarity?
just wondered as that fact wouldn't be advertised on the mse page
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Money Transfer Credit Card help!
Hi, I'm wanting to transfer my overdraft to a 0% money transfer credit card to avoid paying any more interest. Unfortunately I've just been declined for a Virgin credit card. The reason they gave is that, according to my credit check, I'm close to my overdraft limit (which at the present time is not true because I just got…
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Statement after lost card
I recently lost my Halifax card. I called to cancel and they stopped it and are sending out a new one. They told me the new one will have a new card number. Now my online area shows no recent transactions and my balance as NIL (although my available amount shows I have a balance outstanding). Will I be sent a closing…
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barclaycard / nationwide stooge
opened 3rd nationwide account (flexdirect) last week, now showing in my accounts, no money in the 3rd account yet. just logged in to Barclaycard, can have £2500 transferred to a current account for 12months at 1.90% transfer fee. never stooged before, but this looks like it should be my first what do you guys think? and…
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Balance Tranfers while redundant
I was made redundant last week after company went into administration, i'm looking for work but not found one yet. However, the Halifax credit card I have had for last year is due to start gaining interest next month (it was on 0% for 13 months) so want to transfer the balance over to another card so it stays 0% at least…
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Balance Transfer Help
I currently have two credit cards that i have balances on and two that don't and they are not used for spending either. The cards with balances on both have a limit of about £10k - one barclaycard plat and one MBNA. I am still in 0% periods with both but they run out in Jan 14 and Feb 14. The question i need help with is -…
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Will the refund go through?
I cancelled a pet insurance policy a few days ago. The full years payment was made on my barclaycard but this card was replaced when it was lost and a new number issued. Will the refund go through on the old number?
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Barclaycard - loan - interest rate help please - made mistake
Hi All, got a credit card from barclay card with 12months interest free on balance transfers and spending etc. well as its my first credit card, i messed up and maxed it out at £3500 and iin november, i will start being charged interest. How much will i be charged interest a month? can anyone help? i can afford £300 a…
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Credit Card Charges, in Arrears.
I am trying to face up to my debts after a few years of trying my hardest to ignore them. Today I opened the ignored bills to find thousands of pounds worth of charges and interest added to the credit cards. Now, I know I've been stupid to ignore paying them but is there anything I can do about the charges? Two of the…
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credit card payment types & monthly payment
Hi folks, I have a credit card with Halifax (a one card) - I make monthly payments larger than minimum payment also. My question is - what constitutes an accepted payment towards your current/monthly bill? (the minimum or above payment required) and not just a general 'credit' to your account? Normally I send my payment…
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First Credit Card.
Hi, I've recently just moved into my first flat, and have noticed that money disappears very quickly! I'm starting to use some of the tips to start budgeting properly. How ever I've been trying to look into getting a credit card to use in emergency's; Emergency medical appointments, stuff like that. I've had a quick read…
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New Acceptance on Luma
Hi All, Apologies if this has been answered previously; although a search didn't ellicit an answer. I'm aware that Capital One own Luma. Essentially, I applied for a Capital One card and they said they'd review my application. In the mood for devillment, about a week later, having heard nothing I applied for a Luma card…
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Nationwide Select any good?
Nationwide have sent me an invitation in the post to apply for their Select credit card It seems like a good deal with 0% on purchases for 12 months and 0% on balance tranfers for 26 months Plus you earn cashback Does anyone have this card? Is it a good card to have or is there a catch?
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Credit Card balance help please!
Someone kindly lent me 2000 from a Virgin Credit card in November 2011. £1000 as card payment and £1000 cash from the card. At the time it was 0% for 6 months. On January 1 2013 I was told I owed £1047.43 which I knew to be correct. On the 8th January I paid £120 and paid £120 on 8th of each month since. Is there anyone…
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Virgin wine offer
Has anyone actually received any wine yet?
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Halifax Clarity Online Statements
When i log into my online Halifax Clarity account i now get a message saying that i will not be able to view online statements from 31st October unless i turn off paper statements. Until now i have had both online and paper statements. My concern is that I like the opportunity to use the Bank Giro Credit Slip that is at…
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Is having too much credit holding me back?
Hi I am looking at reducing my credit cost, and credit card debt as a whole I keep getting refused for balance transfer credit cards, interest rate decreases, or credit limit increases on my low interest card (wanting to balance transfer to it from high interest cards). I have an Aqua Classic (39% APR) with a £2400 limit I…
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Creditcard soft credit search
Is there any other credit card provider offer soft credit search other then Nationwide and Barclays ? Does MBNA offers that or others. Thanks Sadie
