Nationwide Select any good?

chelseablue

Nationwide have sent me an invitation in the post to apply for their Select credit card

It seems like a good deal with 0% on purchases for 12 months and 0% on balance tranfers for 26 months

Plus you earn cashback

Does anyone have this card?

Is it a good card to have or is there a catch?

YorkshireBoy

chelseablue wrote: »

...is there a catch?

Not really a "catch", but there's no cashback on foreign spend.

Also, smaller BT fees are available elsewhere for similar BT durations (if that's the intended use).

CLAPTON

chelseablue wrote: »

Nationwide have sent me an invitation in the post to apply for their Select credit card

It seems like a good deal with 0% on purchases for 12 months and 0% on balance tranfers for 26 months

Plus you earn cashback

Does anyone have this card?

Is it a good card to have or is there a catch?

depends what other cards you

but no fees on overseas purchases may be good for you

0.5% cashback better than nothing

no disadvantages

chelseablue

Thank you

Just looking at it in more detail and they say you need to have a FlexAccount that you pay in at least £750 a month into

I do have a Flexaccount but its not my main current account so about £300 a month gets paid in

So not sure why they would invite me to apply in the first place?

CLAPTON

chelseablue wrote: »

Thank you

Just looking at it in more detail and they say you need to have a FlexAccount that you pay in at least £750 a month into

I do have a Flexaccount but its not my main current account so about £300 a month gets paid in

So not sure why they would invite me to apply in the first place?

if it is useful to you and you want it, you can just 'recycle' money every month: just pay the money then draw it out.
check the exact rules as always