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Credit cards
Archives for September 2013
Discussion List
time limit before i can transfer balance?
Iv jus recently transferred my credit card debt to a new card as my other 0% offer was running out. Im looking at using this new card (that has my old debt on) to make a new purchase as its got a high credit limit, however the 0% purchase is only for 3 months. Would i be able to get a new balance trasfer card and just…
Section 75 question
Can anyone advise me please. I purchased a car on a finance deal but over the following 10 months, the car was in and out of the workshop for various different reasons. To cut a long story short, the garage had it back as I lost confidence in the vehicle and swapped it for another one. I paid an initial deposit of £500 to…
Which CRAs does aqua use?
I've checked my equifax and noddle reports and my aqua credit card, which I got in early July, shows up on neither. The FAQs section on the aqua website mentions lots about a partnership with Noddle, so I would have thought it would at least report to Noddle, but it doesn't on mine. Any ideas? Thanks!
Using Pre-loaded CC or Visa Debit overseas
Hi Half credit card – half debit card question. A few years ago I got myself into debt (behind/missed payments with various CC providers and as a result my credit rating is very poor so the chances of obtaining another CC is slim indeed. Why would I want another CC when due to bad financial management on my behalf I hear…
Credit Newbie seeking advice on credit limits...
Hi guys, i want to ask your advice... I currently have a HSBC flexiloan with £2000 available for use. However if i use that money for any purpose i incur daily interest so it is not totally interest-free. There is a small charge (but still a charge) until i pay it back into the "pot". Now i have excellent credit rating…
Pay a visa credit card off with another visa credit card
I did this a few months back once for a small bill on my first visa credit card where I had paid the balance of one of my visa credit cards with another visa credit card. Is this still possible? I know it's not possible paying a visa credit card with a mastercard credit card or vice versa as for some reason it won't let me…
How to avoid interest?
Looking for some clarification please guys and gals... Scenario is: I have an mbna card which had a zero balance last statement and was paid in full the statement the month before that and advised me my next months estimated interest would be zero. It offers up to 50 days interest free for purchases if balance is paid in…
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