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Credit Card cash transfer to current account.
Just a quick question, My Virgin CC has a current account cash transfer facility (4% fee), if I do this would it show as just a normal credit card transfer, or as adverse like a credit card cashpoint withdrawal?
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American Express Global Assist
Purely out of interest, has anyone ever made use of this service? On the face of it it sounds great but I imagine its not used much. I'd be interested to hear any (horror)stories!
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Airmiles card successes?
These are the only cards I'm interested in. Are they any more difficult to acquire than regular cards? I have a Freedom Rewards card and it's okay I just don't benefit from it, yes I get points but I don't use them, granted it is better than the Initial where I got diddly. It has been maybe six months since I applied for…
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Liposlim credit card scam
Responded to 'free' trial to Liposlim which came up as a pop up on Facebook. It stated it was a free trial of the product and only shipping would be charged. There was no visible terms and conditions, and I have now been told by 'Tesco Bank' that they are unable to refund 4 charges that have been made by the company…
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Lloyds TSB MasterCard
Just wondering if TSB are taking the mickey I have a transaction on my TSB MasterCard that I did not make for £279.12 made to E on energy solutions. so i called TSB mastercard and put it into dispute, I was told I would need to fill in a form which I would receive in 10days, this never arrived until I called again, i was…
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Credit Card Surcharges and Invoice Cost
Hi Guys Thanks for any help in advance. I called the travel agency tonight to pay off the balance on our holiday. Figuring I may as well use the protection offered by my Mastercard I read the small print on the invoice which clearly states 1.5%. The balance was £495 so £7.50 odd did not seem wholly unreasonable. I was then…
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0% transfer help please
Hi I have three credit cards with the following balances: Barclaycard £980 (int 0.907%) Tesco £585 (int 1.13%) Virgin £1,900 (0% which expires 18/9 then will be 1.456%) I've been offered 0% on transfers with Barclaycard until April 2015 at a transfer fee of 3.9%. I have no idea about transfers at all, would anyone be…
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Vanquis Card
Hi all, Just been accepted for one of these cards. I don't need the credit card, but applied in a bid to aid my credit report. Just wondered what your thoughts were on these cards? Obviously they have high rates, and that's not a good thing, but being aimed at people in my sort of situation, beggars can't be choosers! So…
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OMG accepted for barclaycard platinum with poor history
Just been accepted for the platinum card with a whopping £5300 limit. I only had £250 to transfer from my vanquis card. Can't believe it as I have a default with 6 months left before dropping off and a ccj dropping off start of November that was settled in December 2007. Please tell me they won't change their mind??? It…
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Next Store Card
Hi, i have a balnce of £800 of my next account i want to transfer it to a 0% credit card but I dont have a card no: just a customer number so i cant transfer it, is there anyway i can transfer it? thanks
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Tesco Credit Card
I have an outstanding balance on my CC at 0% this will be settled in full when I move house in the next 2 months (hopefully) With that in mind I decided to no longer pay my fixed amount per month this month and only pay the minimum required as per the card terms. My reasoning is to save as much spare cash as possible prior…
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is my brain working this out right? (balance transfers)
hey everybody i have 2 accounts, one is a virgin atlantic white card (0% ending this month) and one is a nationwide select (12.9% APR i think, i keep it for emergencies and paying for things abroad) i balance transferred a couple of k onto the virgin white card, and also spent some on there (as i'm getting my airmiles as…
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Really need help credit cards and overdraft!
Hi I am really after some good advice as ive tried everything. I am living with my partner and we have 2 children under the age of 3. We both work and my partner brings in majority of the money. As far as I am aware we are only entitled to child benefit so no other benefits are received. I have a Lloyds TSB credit card…
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0% Deals on balance transfer help.
Hi all, I am thinking of applying for the Lloyds credit card that has 24 months balance transfer at 1.5% fee. Now my current credit card on spending only ends in January; leaving a three month gap. How can I find out when the offer from Lloyds credit card will be taken off their site? Is it worth just applying now and…
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nationwide pre check accurate?
Just checked the nationwide card out and it offers me £1500 , 0% bt, and apr 17.9 % after my pre check. does this mean thats what i'll get? doesn't give me an odds of getting accepted or anything just a quote than I can click on to accept and apply in full? im confused a little and don't want to knacker my credit file…
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Applying for a creif card during address change? Best practice?
My partner and I are moving into a new house and would like a 0% credit card for home furnishings (etc) with the intention of squirreling the cash away in our ISAs until it needs paid. My worry is failing a credit check at the new address as we will have literally have just moved in. Key points to mention: * We have both…
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0% credit card to pay off overdraft
Hello, I have a pretty hefty overdraft which I will be able to at least half clear once I get an insurance payment in, however to save the hefty interest I'd like to transfer as much as possible to a 0% credit card, which card would allow me to do this please? I have a good credit rating, own my own house and no other debt…
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Barclaycard pre check accurate???
Hi I have previous poor credit but have had a vanquis and cap one classic since beginning of year. All managed very well and mostly paid in full. I have a satisfied ccj dropping off in November and a 5 1/2 yr old default. I did the barclaycard pre check and it says I have a very good chance of the platinum balance transfer…
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Using Western Union
Hi, I would like send some money abroad using Western Union. I'm I correct in saying their wouldn't be any charges if I use Aqua Reward card or Halifax Clarity Reward card? Will this be classed a cash or purchase transaction? Thanks MS
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Business overdraft to pay credit cards?
Hi, A year ago I decided to start my own business a year ago (martial arts academy) I was in a job that ended suddenly (no redundancy) so thought I would use a credit card to pay for everything. I spent £2750 on one and ended up getting another with a balance transfer of £700 for living expenses. (£3450 total) I have since…
