We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

nationwide pre check accurate?

Options
Just checked the nationwide card out and it offers me £1500 , 0% bt, and apr 17.9 % after my pre check.

does this mean thats what i'll get? doesn't give me an odds of getting accepted or anything just a quote than I can click on to accept and apply in full?

im confused a little and don't want to knacker my credit file using the wrong search for an application. any help or advice is greatly appreciated.

p.s just read the criteria for the nationwide one and it says no ccj's, but mine was settled 5 1/2 yrs ago and is dropping off in begining of november.

Comments

  • Usa2012
    Usa2012 Posts: 148 Forumite
    Ive now used both the barclaycard and nationwide pre check and barclaycard says very good chance, and the nationwide has techincally offered the above.
    which do you think is most acurate and which should I go for?
    don't want to cripple my file by going for wrong one :-(
    if I apply for the barclaycard platinum and its rejected, would it offer me another card more suitable or would it block all cards to me?
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    edited 9 September 2013 at 11:58AM
    EDIT: I've just noticed there is an identical thread.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.