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nationwide pre check accurate?

Just checked the nationwide card out and it offers me £1500 , 0% bt, and apr 17.9 % after my pre check.

does this mean thats what i'll get? doesn't give me an odds of getting accepted or anything just a quote than I can click on to accept and apply in full?

im confused a little and don't want to knacker my credit file using the wrong search for an application. any help or advice is greatly appreciated.

p.s just read the criteria for the nationwide one and it says no ccj's, but mine was settled 5 1/2 yrs ago and is dropping off in begining of november.

Comments

  • Usa2012
    Usa2012 Posts: 148 Forumite
    Ive now used both the barclaycard and nationwide pre check and barclaycard says very good chance, and the nationwide has techincally offered the above.
    which do you think is most acurate and which should I go for?
    don't want to cripple my file by going for wrong one :-(
    if I apply for the barclaycard platinum and its rejected, would it offer me another card more suitable or would it block all cards to me?
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    edited 9 September 2013 at 10:58AM
    EDIT: I've just noticed there is an identical thread.
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