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Transferring Credit Score Overseas?....
Does anyone know if if is possible to transfer your UK credit score to the USA?
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Bankrupt company not repayed our money but paid on CC!
Not sure if anyone can advise us what direction to take with this so any help would be greatly appreciated. So, whilst going through our six years worth of credit card statements my bf suddenly said to me,, in June 2009 he paid a deposit of £500 on his barclaycard as a holding deposit for a car. He says - there should be a…
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Closed Virgin credit card....
Had a Virgin CC for many years, it's had zero balance for a while now and I wanted to close it, so I did so this afternoon. They said it would be closed within 7 business days. My question is, can I apply for another CC now or wait until the 7 business days is up to ensure my Virgin account is closed, in the hope of…
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Barclaycard 26 month offer - not what you get
How come this site advertises Barclaycard's 26 month 0% balance transfer offer as the card the customer will get if they apply when that is not true? Just under half of all customers who apply for this card will be declined and instead offered a 12 month 0% Balannce Transfer Credit Card. Just check out the summary box on…
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Why 2.5% charge for paying for a holiday with a credit card?
I like to use a credit card for paying for holidays due to card protection and ease of payment. I have been stung with £63 charge for using a credit card for a holiday that has to be paid in full 3 months in advance. Surely it doesnt cost the travel agent that much to process a credit card payment or a need to have the…
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Equifax
Hi all, I wanted to see what my credit profile was looking like and Equifax have me scored reasonably low, I have a good credit rating on experian of over 900 and just wondered why this is so different..... The credit agreements link on my Equifax profile is yellow, but it doesn't explain why as all of the agreements…
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Advice on escalating complaint further santander
To cut a very long story short, Ive been with santander for around 3 years. I recently closed a credit card and well amongst other issues santander didnt close it and so racked up over 5 months of missed payments on my credit file, its taken me 3 months to get this looked at and fixed. In Santanders resolution letter in…
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Never had a cc before & can't get one!
I'm 57, retired, own my house with no mortgage, have capital and am completely solvent in every way. I have never had a credit card in my own name and have prided myself in doing without something until I could afford to buy it outright. I now need a credit card as I have arranged a hire car in Portugal and have to produce…
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Will I be declined a Balance Transfer?
I have a credit card with £7200 on it. The limit is £10k. I want to shift my debt onto a 0% card as the card company I am currently with (Barclaycard) tried to up the APR to 21.9% the other day. After arguing with them over the phone I got them to keep it at the reduced level of £16.9% which is still quite high. I am…
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Best Money Transfer Cards?
I have a £2000 overdraft I'd like to move to a 0% credit card. The overdraft is with Halifax so is costing me £1 a day, so therefore I'd need a credit limit where i could transfer at least this amount otherwise i won't save anything by moving it. I already have an MBNA, Virgin and Barclaycard which i know allow money…
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Warning - reducing my credit card limit damaged my score significantly
Have had a Barclaycard for Yonks, had a balance of £2.7k with a limit of £3k. worked the balance down to £1.9k. Decided to reduce my limit to £2k to resist spending on it. Did pre applications a few months ago ready to transfer on end of interest free period and was getting limits of £2-3k. Now Nationwide will only give me…
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When will I qualify for a balance transfer?
So Ive had a credit card for a few years now, didnt really want it, but ex applied for it, I wasnt even working at the time but he done the application based on his earnings and he was a cardholder (he cant get credit) I used it for what I intended which was to pay off a few debts, wasnt much, but he then continued to use…
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why keep plugging nationwide card as best for holiday spending?
You need to be extremely careful with Nationwide cards, not all have zero fees on purchses abroad and some are ONLY free in the Eu and have fees in the US or anywhere not in the Eu. Why not use the Post Office creditcard as its totally free anywhere for holiday purchases? I just dont get why the Nationwide card keep…
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Equifax says I have no credits at my address, but I have 2 credit cards?
Confusing, my credit report says: Strange yeah? I have 2 Credit cards I've had for years and they have been registered to this address for at least 2 years. Anyone know what this could mean? EDIT: In the credit report section, the 2 credit cards with accurate balances are shown, so equifax are not oblivious to their…
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best card to rebuild your credit rating?
thanks in advance.
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Possible to merge Capital One Cards?
Hi, I have two credit cards that are issued by Capital One Is it possible to merge them together, so that they form one account? I.e. The balances of the cards and limits are added together? This would make my monthly payments much easier to manage, and should save me interest in the long term also! Thanks in advance
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Current Acc Transfer
Hi - I have a Barclays credit card which I have used in the past for cash withdrawls which are carrying a high level of interest - 25.9%. I have been offered the option by Barclays to transfer money from the card to my current account with an interest rate of 8.9% until April 2016. Is there anything stopping me from…
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Cashplus Card in Turkey
Hi just wondering if anyone knows if the Cashplus prepaid credit card can be used out in Turkey. Many thanks
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Revolving Credit
I need to pay off an interest only mortgage in the next few months. At the moment I don't know if the current lender will offer me anything (only just sent off income and outgoings to them). For this reason I have started to think of a backup plan. I have available credit on credit cards and a cushion for higher…
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Received Vanquis Credit Card I Didn't Apply For
Hello, I'm after a bit of advice and some reassurance from the good folk here on MSE about a Vanquis credit card I've received through the post.... even though I haven't even applied for one!! I received the card and pin number (separately last week) but what is even more concerning is that today I received a statement…
