📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard 26 month offer - not what you get

Options
How come this site advertises Barclaycard's 26 month 0% balance transfer offer as the card the customer will get if they apply when that is not true?

Just under half of all customers who apply for this card will be declined and instead offered a 12 month 0% Balannce Transfer Credit Card.

Just check out the summary box on their application:


You may not even get the same APR they are advertising! This should be picked up by this site before they encourage customers to apply:

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    SCO123 wrote: »


    You may not even get the same APR they are advertising! This should be picked up by this site before they encourage customers to apply:

    I would have thought that fact is pretty well known and is true of all lenders. Only 51% need get the advertised product.
  • I suppose, but I think its drastically less known that they offer you a different duration for the promotional rate
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    SCO123 wrote: »
    I suppose, but I think its drastically less known that they offer you a different duration for the promotional rate

    Indeed, and not many providers do, but its not unheard of; Halifax do this with their one card (although they do make it perfectly clear in the summary box).
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.