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Paying for a Football Season Ticket
i was looking to take out a credit card to pay for next seasons season ticket that i have to renew for the club i support.. its around £750 and as i do not have this money i was looking at using a credit card or maybe a loan.. any ideas or help on what's best with this situation Cheers :)
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Cash Plus Credit Builder question
Hi guys, i was looking into getting a Cash Plus Credit Builder. I was just wondering, the fee gets taken off monthly but is it possible as soon as i get the card that i can pay off the overall yearly fee in one payment?. As it's basically signing a loan agreement i should be able to pay it off sooner if i wished right?
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Ugliest Card Design Ever
Back in 2003 when I was an irresponsible idiot, I was forced to open a Basic Bank Account With Bank of Scotland and received the most hideous looking Debit Card (Visa Electron) The card was pink and purple and had flowers rising from the bottom of the card. They were also very faded and obscure and I vote that it was in my…
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Got credit card APR down
Hello everyone, I have about £8000 on a Barclaycard and the APR is 24.9% (paying £163.67 per month) but on this months statement it said the APR rate was rising to a whopping 29.9% so new payment each month would have been £211.89 :eek: Anyway I phoned Barclaycard today and got the intrest rate reduced back to 24.9% and…
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Halifax credit card not in Goa
Hi, gulible old me took Martins and others views about the clarity card for obtaining cash abroad without checking the small print, as opposed to "Card Overview" or "Main Features". I would normally take £ notes abroad with me and change them as required. Going to Goa for four weeks to celebrate our 50th W/A I was a tad…
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Best 0% long term credit card for retired couple
Hi, a quick question. My folks want to borrow £2000 on a year to 2 year 0% interest, bearing in mind they both retired 2 years ago what would the best option be? Can you get a card which will let you spend 2 grand straight away and then have such a length at 0% or would they need to apply for a 2nd card and do a transfer?…
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Had the credit card before and want promo offer with new application
I cant seem to find the answer on the forum or in the small print. Im a regular 'offender' of using promotional offers of 0% on purchases and paying them off in full before the offer expires. I've had a look at the MSE website and Halifax, Tesco, RBS and Natwest but over the years i've had them all. Tesco is the most…
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Is aqua credit card bad on your file
Hi forum I haven't had much credit in the past, so took mobile phone catalogue and aqua credit card to build up a profile past couple of years. Paid everything on time always, I just notice on my credit file the aqua card comes up as a progressive form of credit. I know this may sound silly but I was just wondering do…
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Barclaycard Platinum 0%
So I heard about this card, applied for it and they gave me an answer almost instantly and a whopping £9,500 limit to start with!, which is excellent. HSBC several weeks ago denied extending my £3000 flexi-loan to £4500...
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Credit Cards and available credit
I had a balance of 18K on a 0% credit card. I've been paying it off as fast as I can and I'm down to 12.5K so far. Each month as I've been making a payment I've been reducing my credit limit on the card. So instead of having a card with an 18.5K limit and 12.5k balance.... I now have a 12.5k with a 12.5k balance. Am I…
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Bad credit rating
I have a weak credit rating. I am now in a position to start nurturing it so that it increases. I want to transfer the credit on my 2 credit cards so I can use the money I currently pay on the interest to pay off the balance. However, as my credit rating is so low, I don't think any bank will let me do a balance transfer.…
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Photos on credit cards (security)
Just been reading another thread about fun designs on credit/debit cards. This gave me an idea a great security feature would be to have your own photo on your own credit card. This would make it near on impossible for someone else to use your card in a shop, wouldn't help much online granted, is there any mileage in this…
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Default / Delinquent Card
I have a credit card which is delinquent - date of 2009. What can i do to have this removed from my credit report asap? Is it true that it will be on report till 2015 if i were to pay it off in full now or not? To be honest i didnt even know i had this until I went on experian credit report to find out why i could not get…
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Experian - How they view you
It's been about 12 month's since I last saw my Experian report I used their Credit Expert. So renewed the membership and first shock how much it has gone up! Anyway, my point it had this Red apostrophe stating a warning on my searches. It said 8 searches in a 12 month period too much. When I broke the searches down 2 were…
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Logging into Barclaycard Internet Banking
Hello, Is anyone having issues logging into Internet Banking with barclaycard. I tried logging in last week to check my account and it comes up with a system error. I ring up the support team and they say they are having technical difficulties and to try again on the Tuesday (5 days later) I try again tonight and again I…
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Credit Report questions.
Hi guys i'm in a bit of a pickle about something and i'm not sure of the procedure. From about 2005 i had a £3000 loan, 500 overdraft, 2 credit cards at a few hundred each and a phone contract. I defaulted on them all and they went defaulted in 2007. I cleared 1 of my credit cards but still have the other outstanding debt.…
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Co-operative Credit Card Application
I am waiting to hear from the Co-operative Bank if I was successful after applying online for their low rate platinum card last Tuesday. I got two emails 15 minutes after the application stating that they would email with a decision within a few days. Well it's been 8 days now and still no response. No credit search has…
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When does unpaid default notice be removed from credit report.
Due to a relationship separation i defaulted on a credit card in sept 2007, I was paying direct to bank. In Nov 2007 when I went into the bank to make another payment they told me the debt had been written off and were unable to accept my payment. I have had no communications from them since regarding the outstanding debt.…
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How to go overdrawn?
Ok so I have ten quid left on my credit card and its ages till pay day... I have noticed that sometime your credit card will let you go overdrawn... So I was thinking of going to the supermarket tomorrow night and buying something on my card and then getting cash back for say 100 quid! I know I will get fined and its silly…
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0% on purchases credit card
Hi all, I have been successful in applying for a 0% on purchases for 14 months with Barclay card. My OH and I are buying a second-hand car and paying it off over the 14 months. I just wanted to know, at the end of the 14 months, in terms of keeping a good credit rating, is it best to close the card once the balance has…
