Had the credit card before and want promo offer with new application

ensjr

I cant seem to find the answer on the forum or in the small print.

Im a regular 'offender' of using promotional offers of 0% on purchases and paying them off in full before the offer expires.

I've had a look at the MSE website and Halifax, Tesco, RBS and Natwest but over the years i've had them all. Tesco is the most appealing, but I cannot find out if i'll get the promotional offer as a new applicant? Or am I likely to be exempt as I have been a customer in the past?

My Tesco account was closed in Dec '10 and Halifx in May '07, so both were some time ago. Does this make a difference??

I hope someone can help, thanks,

JakeGreen

If an account has been closed for at least 6 months most card companies will regard you as a new customer if you apply again.

Check the small print on the application form or on the website to be sure

emsjune78

From what I've read, 12 months seems to be the max to re-qualify as a new customer (Nationwide is one that states this period) so you should be fine I would have thought