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What is the best credit card for amazon credit?
As above what is the best credit card for amazon credit? For me personally Amazon credit is as good as money but as to whether a reward credit card or a standard cashback card is the best way to accumulate cash to spend at Amazon, I'll leave to you to decide. Here are a small number of cards I know of, please Google search…
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min payment direct debit
If you have made a manual payment a few days before your DD is due to come out, I know HSBC will change the DD amount. So if you have it set to full, only the remaining balance is taken, and if you have it set to min, then no DD is taken (as long as you did pay the min) Does anyone know if Santander, Nationwide, Lloyds,…
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Amex Platinum Cashback - Referred
Hi guys, Just applied for the Amex Platinum Cashback and received the "we just need to do a few extra checks - we will let you know" message. From past experience (tried applying for this card in January) this probably means that the application will be denied but I just wanted to check if there is anyone on here that has…
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Credit limit vicious circle
As advised, I got a Halifax Clarity credit card, to use abroad. No loading - no brainer. Or so I thought. But they've stuck me with a £500 credit limit, so I only use the card when abroad. I have another one to use in the UK. I have had the card for over a year. But they won't increase the credit limit - and they won't…
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need cc for years travel
hi guys, my son is needing a credit card to take on his travels he is going to new zealand on a working visa for a year, and needs a credit card just in case he gets stuck, now which one ??? and how would he go about paying it, if he used it say in month 2, and stayed for the full year?? hopefully he won't use it! will i…
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whos fault for late payment?
i switched my account from natwest to halifax. recieved all the letter from halifax and vanquish, payment for £10 was suppose to leave halifax bank to vanquish at end of july, but there's a 'payment reversal' on it, now i got a phone call plus a 'late payment charge' of £12. surely it cant be my fault, right? so is it…
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Credit Card 0% 1yr cash withdrawl
Hi, I was wondering there are a lot of companies now which offer 0.00% for 1yr. If you take money out on this account ,which I am aware you will be charged for do you still have a year to repay the full amount? Apart from the minimum repayment each month. Any help on this would be greatful. Thanks
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Break point, more going out than coming in! What now?
Hello. I've reached the stage where I have more going out than I have coming in. Barclaycard have suspended my card as I owe them £3k. Nationwide are getting impatient as I've not made a couple of their payments and owe them £3k. MBNA are being a pain as I cant make their payments and the minimum isn't enough now as it…
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Wrong Billing Address..Credit Card Rejection
Hi all, I applied for the MBNA Platinum Balance Transfer card and was rejected. I have recently graduated from university but have been in a full time job for the last two years whilst studying with a regular income. I rung MBNA who said they rejected me because there was no record of a credit card on my credit file so…
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do sim only deals improve your credit score?
I am thinking of getting the £15 pm 'sim only' deal on the '3' network, I'd just like to know if it can lmprove your credit score?
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Buying a car, possible with credit card?
Hi, I'm buying a car next friday it's £4000 and the bank have approved a loan with an apr of 18%:eek::eek: After speaking to my friend who is selling it, it is currently on finance so i am going to ring the finance company with my friend their and pay off the remaining balance so i know the car is mine, however i have been…
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Applying for 2 cards on the same day
Hello all, I want to apply for a credit card but am worried about the credit search footprint it will leave. If I apply for 1 and get rejected I don't want another card company seeing the search. If I apply for 2 cards on the same day I don't think either card will see the others footprint. I don't think credit files are…
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Exchange Rate Rip Off
Morning all, I have just returned from a busy, but fun weekend that involved an afternoonin Llandudno. Our gaggle was made up of me, my fianc!e, her sister and close friend whowere over from Ireland. All went well until we went to pay for lunch at a local restaurant. My fianc!epaid for her half in £ and her sister tried to…
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MBNA Logging incorrect info on credit file - Help please
Im after some advice please regarding an ongoing matter that I have.. Its a bit of a saga so I will try and be brief. In March I applied for a remortgage, it was declined as I failed credit check - this has never happened before. I got a copy of my credit file and identified 2 late payment fee's had been logged by MBNA…
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0% deal ends tomorrow on credit card
Hi I have a 5k balance outstanding on a card which has a 0% deal on it ending 7 Aug. I am in the process of transferring it to another 0% card but haven't heard how it's going. my question is do I pay interest from 7 Aug onwards or will I have to repay interest accrued on the whole amount for the duration of the last 16…
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Partners credit card
I'd like to know if you are able to pay off somebody else's credit card with your own, if so is this classes as a purchase or transfer??
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Withdrawing cash when in Japan
hello all, going to Japan for 2 weeks. Going to take plenty of yen in cash but also planning to withdraw cash when in Japan itself. Got a Post Office credit card and thinking of using this to withdraw cash. It's got a £3 or 2.5% withdrawl fee and also a 24.9% interest rate even if I pay off the interest at the end of the…
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Getting a more useful/practical credit card..
I currently have two credit cards- one with Vanquis with a £1,250 credit limit and one with my bank (First Direct) with a £500 limit. The former I have had for well over 20 months and the latter since about January of this year. Neither are particularly good for using abroad, so I was looking at perhaps getting the Halifax…
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Pre Paid on Credit Report?
I have finally got to grips on my finances and am sticking to a food/spend budget of £200 a month. Rather than writing down every time I buy a loaf of bread and taking it away from my budget, I have been withdrawing £200 cash but am worried about loosing it/gettting mugged etc. One option is a Pre Paid card, but my credit…
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Virgin Media TV Broadband Services
Why is it that Virgin Media can not get there act together with there TV and broadband packages. Over the past month we have had to call them on numerous occasions about the interference on the TV or the broadband is so slow that it can take up to 20mins to load. All we ever get is well switch the boxes off and power them…
