We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Wrong Billing Address..Credit Card Rejection
JessicaH
Posts: 4 Newbie
in Credit cards
Hi all,
I applied for the MBNA Platinum Balance Transfer card and was rejected. I have recently graduated from university but have been in a full time job for the last two years whilst studying with a regular income. I rung MBNA who said they rejected me because there was no record of a credit card on my credit file so didn't have enough information to base a decision on. However, I do have a credit card and have done for the last 3 years but it (until this morning) was registered at my university address, which I realise is probably why it didn't show up on their credit search. Is it worth waiting for my credit file to update my credit card billing address and then contact MBNA again? I am conscious that the rejection from MBNA will show up on my credit file..
Thanks in advance.
I applied for the MBNA Platinum Balance Transfer card and was rejected. I have recently graduated from university but have been in a full time job for the last two years whilst studying with a regular income. I rung MBNA who said they rejected me because there was no record of a credit card on my credit file so didn't have enough information to base a decision on. However, I do have a credit card and have done for the last 3 years but it (until this morning) was registered at my university address, which I realise is probably why it didn't show up on their credit search. Is it worth waiting for my credit file to update my credit card billing address and then contact MBNA again? I am conscious that the rejection from MBNA will show up on my credit file..
Thanks in advance.
0
Comments
-
Did you list the uni address as your previous address, it may be you have two files!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.7K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards