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Using a credit card whilst going through a mortgage
Hi.......does anyone know if you can use your credit cards whilst waiting for a mortgage to go through? The mortgage has been accepted, we are just waiting for the valuation on the house we are buying to be done and the offer to come in writing, any advice would be appreciated
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1974 Consumer Credit Act
I have an outstanding debt with Halifax credit card. However, I understand that the credit agreement I originally signed, does not adhere to the consumer credit act of 1974. How do I go about getting the debt cancelled?
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Balance Transfer Error
I did a balance transfer from MBNA Credit Card to pay off a Tesco Credit Card but it appears MBNA inputted 2 of the last 4 digits wrong, I did the transfer over the phone, the one I did online appeared to have got to Tesco so it appears the member of staff either misheard or accidently inputted the number incorrectly. I am…
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death benefit
does anybody know which credit cards have a death benefit payout?
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Barclaycard Problem
In October of 2008 I telephoned Barclaycard customer services to advise them that I would be travelling abroad as part of the security arrangements I had with them. I also advised them that I would be paying off my account at my next statement date and that as I would be travelling around that i did not want a new card…
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Is my change of name gonna be a problem?
Didn't get any replies in another section of the forum. Hoping someone over here can help. I've just changed my name by deed poll. Just wondered whether i'd have to declare my former name for the rest of my life when making a credit application? Also i'm worried of passing credit checks as i'm sure not all applications…
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Credit card 1 late payment
Hi everyone, I had a natwest credit card since about 6 years, always paid off on time (minimum balance at least sometimes), past year or so i cleared all the balance and did not use the card, recently i received a letter from the bank asking me to use the card by a the month end of december 2010 to keep the account active…
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Can anyone help?
Hi, My husband and I have recently bought a new car, with finance. We are paying over two years but at the end have to pay the balance of £4200, this is including £900 interest. If we pay the loan off in full before hand we pay less interest which is what we want to do. We are interested in finding out the best way to do…
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best card for using in france?
Going to France for our holidays this year and want to make sure we have the best credit card for using in France. We will probably pay most, if not all off the card when we get back home and just wondered which card gives the best exchange rates for buying stuff like food and fuel? Your help is much appreciated!
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Question on BT's
Hi there Yesterday I tried to cancel a Virgin credit card as they had begun charging me interest (I had already paid off the balance in full). Instead they offered me 0% on BT for 9 months and so I decided to transfer £1200 from my Barclaycard as they will start charging me this month. The total balance on this card is…
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Prepiad credit cards, your brilliance required
Ok so myself and my partner dont have a great credit rating so getting a normal credit card isnt an option before i ask my quetion: We at the moment are runnign a pretty successful ebay business and are spending around 800-1000 a month on postage alone with the pos office, we are paying for this on a debit card which is…
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Vanquis?
Hi, I keep getting letters from Vanquis offering me credit cards but I don't know whether to trust them, as they don't seem to be associated with any bank. Anyone used them before?
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new card required
hi all i currently have. 1x Natwest Mastercard - £4021 Balance - £4500 limit - 17.9% APR 1x Virgin Mastercard - £188 Balance - £8800 limit - 26.9% APR i can afford to comfortably pay £500 a month off, maybe even up to £750 if im good. but im incurring about about £50 per month interest atm. which is the best way to go? 1.…
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3 days late
I didn't know where to post this but I'm sure here won't do any harm. I had an email from O2 re my contract phone last Thursday saying that my phone bill was in arrears. The DD to pay it was refused by my bank on Monday 28 March - (an oversight on my part). As soon as I received the email on Thursday 31 March, I paid it…
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Halifax All in One Credit Card - transaction in Euros
If I make a purchase in Euros on this card is it correct that the charge is 2.95% with no extra transaction fee added on? The reason I'm checking is because my RBS Visa Debit Card mentions an additional transaction fee of £1.25 in addition to a charge of 2.75%, so I want to check I've not missed something on the Halifax…
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Loan v Credit Card (or both) - Please Help
Hello, First time poster here so please excuse me if i've put this in the wrong section. Basically, my hubby has got himself a credit card debt (£4k) currently on a 0% balance transfer which is about to run out. We are currently paying around £100-£150 p/month off this so going to take a while before it gets paid off…
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A little help re my credit cards
Haven't posted often so hope someone can help. I was made redundant in March last year. I managed to keep all my payments up through savings and my husband's help until a few months ago. I then got behind with 3 credit card's. I contacted each of the companies to advise of my situation and they allowed me (through a debt…
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will i get a credit card refund?
hi not sure if this is on the right page, but on the 27th of march i purchased some 'GHDs' from a website and my boyfriend paid for them on his credit card.... however later on we found out these hair straighteners were counterfiet over the last week i have emailed them about 6 times saying i no longer want them, and i…
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what shall i do
hi, i have a bit of a problem, i have a egg card which has 1400 on it it was 2250 but i chucked 200 pounds a month on it over last six months. egg put my apr to 29.9 and so did virgin which has 1500 on it. i have got to new cards with 0 percent santander 2500 and nat west 800 santander 14 mths natwest 16 mths . santander…
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Sygma apr increase
Sygma are currently going through a phase of putting apr up by 1%. Had a letter today, oh well what will be 17.9% of nil lol.
