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what shall i do

mymoney12
mymoney12 Posts: 14 Forumite
edited 5 April 2011 at 2:14PM in Credit cards
hi, i have a bit of a problem, i have a egg card which has 1400 on it it was 2250 but i chucked 200 pounds a month on it over last six months. egg put my apr to 29.9 and so did virgin which has 1500 on it. i have got to new cards with 0 percent santander 2500 and nat west 800 santander 14 mths natwest 16 mths . santander has got a balance transfer on it which is 1,ooo. prob is i bought a new sofa on buy now pay next year which was 1500 , but somthing happend was not easy to save. i have to pay it this may or pay 2700 77 pounds a month for three years. i have saved a 1300 i might can do it if i go into my overdraft . question shall i pay my egg card and swap abit and pay 74 pounds for sofa for abit or what, help would be appreciated

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Does the sofa loan have interest or is it interest free?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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