Halifax All in One Credit Card - transaction in Euros

epm-84

If I make a purchase in Euros on this card is it correct that the charge is 2.95% with no extra transaction fee added on? The reason I'm checking is because my RBS Visa Debit Card mentions an additional transaction fee of £1.25 in addition to a charge of 2.75%, so I want to check I've not missed something on the Halifax credit card. The below is what I found

If you make transactions in a foreign currency, we will change the amount to sterling at the exchange rate used by the payment system on the date the transaction is passed to us by them. You can find out this exchange rate by calling us on the Customer Services number shown on your monthly statement, however if you call before the transaction is added to your account, the rate we provide will only be indicative. We will charge 2.95% of the value of each foreign-currency transaction.

http://www.halifax.co.uk/creditcards/conditions_7728.asp

dazza.mk

epm-84 wrote: »

If I make a purchase in Euros on this card is it correct that the charge is 2.95% with no extra transaction fee added on? The reason I'm checking is because my RBS Visa Debit Card mentions an additional transaction fee of £1.25 in addition to a charge of 2.75%, so I want to check I've not missed something on the Halifax credit card. The below is what I found


http://www.halifax.co.uk/creditcards/conditions_7728.asp

2.95% would be correct, you can't compare it to your RBS Debit card, as that is 'exceptionally' dire for foreign withdrawals. Making it onto Martin's 'Cards from Hell' list

http://www.moneysavingexpert.com/travel/cheap-travel-money#hell