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Points earning credit cards
Does anyone know of any credit cards out there at the moment that you can earn things on for spending on the card, like the ASDA one?
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Large balance transfer
Are there any banks offering 0% balance transfers for larger balances like £8000?
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Lloyds increasing interest rate
Lloyds TSB have informed my other half that the interest rate on him credit card is increasing as of next month. He has nearly £8000 on it so this increase is going to make a big difference to his monthly amount he has to pay. Are they allowed to do this?
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paying off overdraft with a credit card help!
Hi all,new to the site would like to know,what would be the best card to pay off my overdraft its sitting at £3800,ive got a virgin money card but unfortunately can't use it because of 2 late payments so its on a temporary block,with nothing on it plus apr is now back to 20% and after talking to them haven't got any new…
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Transfering balance - invalid card number??
I tried to do a part transfer from my capital one card (34% apr) last night to my natwest card (17% apr). But everytime I put in the capitalone card number the natwest site said it was invalid. Is capitalone owned by Royal Bank of Scotland by any chance?
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Virgin CC, Run by total idiots?? Be Warned!!
Ok, heres what has happened... I had a virgin credit card with a balance on. I paid this balance off near the end of statement month. As expected, that months interest appeared a couple days later. I used the virgin messages section online to contact customer services and ask for account to be closed. They replied saying…
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How long for closed credit cards to show on credit report?
I have some credit card debt that I've moved to a new 0% on balance transfers card so I've closed the card it came from. As well as having some credit card debt on 1 card I keep a second card with 0% on purchases. So.. currently I have just the 1 card open but I want to go for a new 0% credit card. My question is: How long…
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0% Balance Transfer and 0% Purchases on SAME CC?
Hi people! Need a bit of advice to make sure I don't get myself into another debt spiral :/ I've recently activated a Barclaycard Platinum CC with a credit limit of £3800. It is 0% balance transfers for 12 months and 0% purchases for 3 months. I used £850 for balance transfer earlier today on an Egg CC that I was getting a…
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MBNA/Virgin 0% Credit Cards
Hi all, I'm looking for some advice, I have recently got my 0% CC from MBNA with a £1900 limit on the card. My reason for getting this card was to pay off my car loan which is £4400. As I have an obvious shortfall I was thinking of trying to get another and (I think) the only other one is the Virgin 0% CC. Now MBNA (again…
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alternative now egg gone
Now that EGG has been swallowed up by Barclay's, done anybody know of a card that allows the transfer of cash from the card to a bank account, presumably Barclays will remove this facility from EGG. Ideally it would be a card with a internet type site, i think virgin do but have maxed out with them at 0%, my other unused…
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barclaycard
i applyed for a gold barclaycard,got the ok then got email to say i got it with a limit of £7000. I got the card and letter so i rang to activate card that went ok, then when i rang customer services to do a blancetranfer they told me that the account is closed.i got told that i didnt meet there criteria.can anyone advise…
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catalogues?
i just wondered if catalogue accounts go towards your credit rating? Do they report to the CRAs ? x
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Recomended pre-paid Credit Cards
Hi there, As many flights charge alot for the debit card etc,i would like to know if there is any good pre paid card that can be used to avoid fees like for ryanair. I head of fairfx anywhere card? do you think is good?any other card that you think is better?
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I have a virgon credit card and cannt go to another 0 perc credit card
I pay £35.00 intrest on a 1,600 on this card, i want to transfer to another card, but i cannt get another one! so im stuck paying 35.00 intrest! would help if i could lower it to get rid of it quicker any tips? thought of writeing to them would that help, saying i am going to transfer to another company that does the 0 per…
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Balance transfer taken twice in error and now over limit - credit file issues?
Hi, I BT from my egg card onto my new sygma card online last week. The transaction went through fine but upon checking my sygma account today they have applied for it again 5 days later putting me over the limit. Called both up and have to wait until 2nd credit appears on egg before it can be refunded. Sygma accepted it…
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Where To Next?
Bankruptcy finally falls of my credit file on the 16th may.I already have a current account with a debit card,Vanquis credit card and a littlewoods catalogue.Vanquis i have had for 1yr and3 months and littlewoods for a year. I have never missed or had a late payment. Where can i go from here? can i go to anyone when the…
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What is the current best rewards card
Currently have a Barclay Goldfish credit card, which I've had for years, but think the points reward is now pretty poor. My current C/Card spend is c. £600+ per month, which gets paid off each month via variable Direct Debit. What's the best card at the moment for rewards based on how much you spend? Does Amex give cash…
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Credit Security Limited ? Lloyds?
Can anyone help me? I received a letter from Credit Security Limited on 01 Nov 10. I wrote back the "I do not acknowledge any debt.... request copy of my credit agreement ..... should be supplied within 12 working days" letter on 4th November enclosing a £1 postal order. On 15th November received letter from CSL saying…
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Moorcroft Debt Recovery
You may remember a earlier post about Argos denying me another store card and then cancelling my payment protection for no reason. Angry as I was I decided to send them a £50.00 payment and carry on paying them. I did miss one months payment. I have now received a letter from Moorcroft saying that they acknowledge receipt…
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paying your American express bill
Hiya Im just about to pay my first payment to American Express. Does anyone know if I can pay them using my online banking?
