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Triton Credit Services Question.Thanks.
Hi I am currently having issues with triton credit services. I have recently been paying them £65 per month due to a credit card balance of £1200 that was passed over from RBS. In december 2010 they said they were reviewing the account and asked me to send in details of my income/expenditure which i did in early jan and…
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Warranty ?????
Hi I am a brand new user here, although a Martin Lewis fan for a long time, I am wondering if there is anyone who can give me some advice regarding our situation? We bought a hot tub from a hot tub sales outlet last year, the cost was £4,445 We paid the non refundable deposit of £500.00 on our Post office credit card then…
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Free flight with Post Office credit card
Quite certain this is the ideal place. Wanted to put in freebies but you hav to pay 'airport taxes' Just been doing my local eBay stuff at PO and got wind of this promotion. Below is what the leaflet says (a quick summary). Will update a pic asap. Not sure if it is a good offer as I don't fly often so no idea what airport…
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Bought credit card while under influence of alcohol
Someone I know was sold a credit card in a department store while he was under the influence of alcohol. He only bought one item (that he had inteded to pay cash for) and hasn't used the card since or done anything with it, including pay. The charges have increased to over £300. Is it legal to sell credit to someone under…
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Will getting a credit card help my credit rating?
Sorry for my financial ignorance but I was wondering if anyone could help me. I’m 26 and looking to get a mortgage in the future but am worried I won’t be able to get credit as I don’t have much credit history. * I don’t have a credit card * I’m currently not paying any utilities bills directly as I live with a relative *…
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Large payment in $ - better on cc?
Was wondering if anyone could give any quick help - my brother's studying with an institution based in the US and has to make a rather large tuition payment today. He was going to do this by BACS but someone mentioned the fees/exchange might be better on a credit card. I realise there may be factors involved I'm not aware…
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credit card transfer to partners .
Hi Im looking for some advice from those that know :) I have 2 credit cards that are both over the limit £800 and £700 . I wondered if i can do a balance transfer to my partners credit card even though both my cards are over the limit. Is this still possible? or would i need to get them below my credit limit first? thanks…
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Closing Credit Cards
Hi All, After some advice. I have a sparkling credit score/report, but my concern is I have £15,600 of available credit. This is across 3 credit cards one of them has a £9k credit limit! I will be applying for a mortgage within the next 10 months and hear a mixture of opinions to whether this large amount of credit not…
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How long should I wait before applying for another Credit Card
Hi Guys (and Gals!!). Been reading this site for quite a while now and finally got around to joining, because I've got a question. In January I applied for, and was accepted, for a Capital One card and an Aqua card. My credit history is quite limited due to having only returned to the UK 12 months ago after years in Europe…
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Credit building & what next
Hey guys - I'm trying to make myself "prime" again and have Vanquis, Cap 1 and Barclaycard initial. Both Vanquis and Cap 1 have lovely green ticks and blobs on the 3 CRA reports. Barclaycard had one late payment in March 2009 (I missed the date somehow :o ) Who should I try next? I have 2 old settled defaults which will…
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Can I take on my partner's debt?
Hello. My husband currently has around £16,000 owing on three credit cards. The majority is with Virgin at 16.9% (£10.5k) with the remainder on Cahoot and Nationwide at 15.9%. He is now unemployed and we have been late with a few payments and, I've just found out, missed one all together. The debt is joint as it is mostly…
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Minimum Payments Showing On Credit File
Does anyone know if you set up a standing order to pay extra off your credit card debt when the card company have a direct debit in place to collect the minimum payments, will it still show on your credit file that you are only making the minimum payments?
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Santander House of Fraser PIN Problems
Hi I have a Santander House of Fraser card. I got a call from Santander security in January to say that an attempt had been made to use my card fraudulently for an Internet purchase and that they had stopped the card and were issuing me a new one...ok, the new one arrived, as did the PIN. When I tried to change the PIN…
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Mint - Phone Number
Hi, Does anyone know if there is a number to call that just gives you your current balance on your card without having to speak to someone? There used to be this service on another card account I had where you just typed in your account number and DOB etc. and it gave you an update? Thanks :)
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How do i find out about old credit cards?
My wife and i have had many accounts over the years and on cancelling a credit card the other day i asked my wife if she had cancelled all her previous old credit cards over the years! she looked blankly at me! she cant remember how many cards she has had in the past or who with any way to find out?
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Thinking of applying...
...For another credit card. My Cap1 card has a £400 limit and I've held it since September 2010, using it regularly and paying between 5-7 times the minimum payment every month. I've got about £150 left to pay off on it. I don't know if it affects anything, but about 2 months ago I opened a new bank account - I bank with…
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Virgin Credit Card Offer 7.9% Purchases for life
I have paid all my credit cards off in January but Virgin did not close their account. However when I rang to close they put through to card retention line and said as Ive been a good customer for 10 years with MBNA I can keep Virgin card with 7.9% purchase rate for life a ploy to keep me or worth keeping as an emergency…
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Company went into Administration lost Credit Card booking fee of £235 HELP
Re: LordNelsonHotel, Liverpool going into Administration losing booking fee of £235 (Payment Method Bank Of Ireland MasterCard Credit Card) I had booked my parents to stay at the Lord Nelson Hotel; Liverpool from the 15/03/2011 to the 19/03/2011 this booking was made back on the 13/01/2011 the amount that was charged to my…
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MSE News: Barclaycard to buy 1.15 million Egg customers
This is the discussion thread for the following MSE News Story: "Card holders are likely to transfer if a proposed deal goes ahead later this year, but what will be the impact? ..." Read the full story: Barclaycard to buy 1.15 million Egg customers Back to original post…
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Poor Credit History Due To Living Abroad....
Hi I moved back to the UK in April 2009 after living abroad for 4 years. I got a job pretty much straight away and opened a bank account, my wages go in every month and I have various direct debits taken out - mobile phone, utilities, rent etc. It seems that in order to get a credit card or loan, I have to supply 3 years…
