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Bought credit card while under influence of alcohol
BVS
Posts: 1 Newbie
in Credit cards
Someone I know was sold a credit card in a department store while he was under the influence of alcohol. He only bought one item (that he had inteded to pay cash for) and hasn't used the card since or done anything with it, including pay. The charges have increased to over £300.
Is it legal to sell credit to someone under the influence?
Is it legal to sell credit to someone under the influence?
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Comments
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Given he 'bought' the card I'd take it back for a refund!0
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Someone I know was sold a credit card in a department store while he was under the influence of alcohol. He only bought one item (that he had inteded to pay cash for) and hasn't used the card since or done anything with it, including pay. The charges have increased to over £300.
Is it legal to sell credit to someone under the influence?
You were not 'sold' a credit card. You signed a credit agreement as an adult saying you understood the terms and conditions, which you should have read before signing.
It is not the stores responsibility to vet such things unless you were a child or have lack of understanding through disability. If you were that drunk that you feel you were coerced into signing an agreement maybe you shouldnt drink.0 -
I'm not sure what you really mean when you say he "bought" credit, but why on earth should store staff be responsible for his decisions? It's not usual to breathalise someone before asking them to sign up for credit agreements! Your friend will have to take responsibility for his own mistakes (and learn from them).0
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Hahahaha! He only has himself to blame.0
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Even if he did sign up while under the influence, why did he not just pay it off & not use it again?0
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He is solely to blame in this situation and clearly has a problem if he couldn't even pay the card off straight away.
I would also suggest that he can't have been that intoxicated that he didn't know what he was doing, as opening a store card takes a lot of information that needs to be passed over!Overdrafts transferred to MBNA £953.40/£4279.80 Car insurance (on CC) £461.98/£751.98 :mad: Bank of mum and dad £1500/£5000Total debt repaid £2915.38/£10,031.78 (29%):T Owed [STRIKE]£10,031.78[/STRIKE][STRIKE] £7400[/STRIKE] £7116.40 Pay off as much as you can in 2011 challenge £1127.60/£40000 -
:money:Won't he get 14 days cooling off?0
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No he won't get a cooling off period cos he's already spent £300!!0
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Surely the credit card takes a week or so to arrive?"If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools"
Extract from "If" by Rudyard Kipling0 -
Let's not feed the troll here.0
This discussion has been closed.
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