-
pre-paid credit card for use abroad
hi, im looking for recommendations for the above please,as im travelling to thailand/se asia in a few weeks and need a reliable credit card to use for flights,cash withdrawals etc. i only have a santander debit visa listed as a "card from hell " i know, and unable to get a mainstream credit card currently. thanks in advance
-
Quick advice please! Confused!
I have a credit card with a £2,500 balance on. The interest rate on it is 18%. I need to buy a couple of items worth approx £1,000. Shall i buy them with this credit card - and then secure a new 0% card (like the Nationwide one) to transfer the new, fuller balance of £3,500? Or, shall i apply for the 0% card first -…
-
Need £8000!
I'm looking to start up a side business asap, but need £8000 I'm currently a student (ie earning less than £500 per month- but will have a job by the summer)- so don't think I can get a loan. Currently with hsbc, but apr is not good on credit cards Would be looking to pay off within 12 months Have heard there are clever…
-
Applying for new cc - read this
Best not to apply to a company for which you already have a card as you could be turned down affecting your credit rating . Read "Who owns your plastic" on Confused.com Details which banks offer/own which cards
-
Paying over £100 on a credit card
Hi, Hopefully this is an easy question :-) I'm just wondering about the protection with a credit card when you pay £100 or more on the credit card, then the rest on the debit card. I have heard about you then being fully covered for the whole amount by the credit card company (in the way they cover you on section 75), but…
-
unused credit card
After a balance transfer is it better to cancel tie old credit card
-
Credit card machine providers
The company I work for (a fitted kitchen, bedroom company) has been trying to get a credit card machine. So far they have tried two different providers and both providers refused on the ground that we take deposits. The company is a member of the KBSA (Kitchen Bedroom Bathroom Accociation) and in order to stay a member had…
-
Claim back difference if price drops?
I used to have a credit card that would offer protection over price drops/sales so that if you bought an item and it went on sale within a period, the credit card would offer the difference back to you. Is this still offered on some credit cards? I currently use the Tesco Clubcard credit card, does anyone know if this is…
-
paying Tesco online
is anyone else having an issue with Tesco online. I usually pay my tesco mobile phone account by automatic money payment from my debit card. Unfortunately as a result of Fraud this had to be cancelled meaning that my payment could not be taken. My efforts to pay Tesco online either by my new debit or credit card have…
-
Credit cards after debt.
Quick recap of my situations.......Finished IVA with F&F May 2008 . I have approx 11 defaults on credit file, all paid but not dropping off until May 2011. I do not work ( have always been honest when applying for cards ) Also have mortgage and 3 current accounts and o2 contact on Credit File Sept 08 Aqua Card........start…
-
American Express platinum credit card
Hi, A friend has suggested I start using the Platinum American Express card as I can get money back from this. I would use it for all my major purchases (groceries, petrol, etc) then pay it off with my current account and earn free dosh at the end of the year. Simple, no? However I am a bit doubtful, mainly as if I forget…
-
Section 75 - confused by trading standards advice
Hello I am in middle of S75 complaint that has gone to ombudsman. Trading standards have advised me to contact the supplier of the goods again to ask for refund. If I do this, I would want to say 'refund me within 7 days or I will initiate legal proceedings'. This would then conflict with trying to extract the money from…
-
Credit card refunds
Hello all, I'm new here. I made a purchase on my credit card recently, and then changed my mind on the transaction the following day. I got in touch with the company I made the purchase from, and cancelled. It took them several weeks to issue a refund to me, which has not yet gone through on my credit card. During that…
-
post office credit card
I applied for a post office credit card today and got accepted.My question is should i have recieved an email to confirm this. Thanks
-
Santander rate hike
Got a letter from santander jumping my APR from 15.9% to 21.9%. Anyone else got a rate rise? was looking for a reason to get rid of credit cards, this will be the first one!
-
Credit Card Just To Pay For Holiday
Hi Can anyone tell me the best credit card to pay for a holiday please? I could pay cash but know I'm covered better if paying by card. Please help
-
Need a Prepay credit card that accepts Paypal?
Hey guys i currently use a Paypal pre pay credit card, which is perfect as i can transfer funds directly from paypal onto the card. But this month Paypal will be scrapping the pre pay scheme :mad:. So i'm trying to find someone else that allows topping up via Paypal... no monthly payments and ideally cheap purchase fee...…
-
BA Amex or Virgin Atlantic Amex?
I've been looking at both - they seem much of a muchness, other than BA being administered directly by Amex, therefore good customer service, but Virgin is MBNA, presumably less so, and Virgin having slightly lower qualifying thresholds. I only fly longhaul once or twice a year (mostly to the US), but am interested in…
-
Credit Card to get Cash
Hi, I'm thinking of buying a car sooner than later - it's been in the garage more than the road of the last year. Anyway being just out of university I'm lucky enough to have a job, and now I'm out of my overdraft I'm starting to put some money away (as long as car repairs doesn't gobble it all up!). Anyway more to the…
-
Natwest Payment protection
Hi all, new to this. Have been getting roundd to sorting finances out and because of what I owe on credit card I've been paying about £50 per month on payment protection. I intended to cancel this to help pay teh debyt off quicker. However I've been on the natwest website and it seems they no longer provide this service…
