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US Car Hire Company putting 'hold' on my credit card
Hi guys, I'm off to the States next week and am hiring a car for part of my trip. After reading the various threads and reviews on here, I have picked up a prepaid Mastercard with Caxton FX so that I know what exchange rate I'm getting and don't incur ATM charges. So far so good. However... they say in their FAQ that I…
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Credit Cards - What to choose?
Hey all, I have the following credit cards: * Barclay Card platinum cashback (3% on groceries and 0.5% on everything else) * Amex platinum cashback (Note: I always pay off the full amount every month) The Amex card is starting to annoy me with not being accepted in places and so I would like to change it. The idea is that…
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Experian rating - 999 - Limited Card Choice
Hello, I signed up for Experian Credit Check this morning to find my score to be 999. However, when I looked through the cards available to me having ran a search based on my report ans score it gave me just two choices both with high APR's. The two strange things I could see with y report were that A) I have 90 linked…
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Sygma Silver Mastercard....
Just got accepted and hoping to make use of the 6 months 0% BT offer What are their credit limits usually like? Similar to FlyBe? Thanks!
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Newbie needs help with freezing interest on MBNA Card
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Issue with Citibank Company Credit card
I am having an issue with the Citibank Credit card people. I signed up to a business credit card 2 or 3 years ago. A year ago my company was sold and I was told my current citbank card was null and void and another new Citibank card was set up for me by my company under a new account number. Last month I got a statement…
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Text from Barclaycard
On Saturday I received a text from Barclaycard asking me to call them on 0844 811 0037. Everytime I try and call I get a message saying that due to an evacuation they are unable to take my call - please try later!! This morning I phoned customer services who tell me there is nothing obvious on my account as to what the…
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fraud on credit card
Hi Last month when i went on my online banking i noticed some transactions on my credit card which wasn't made by me. Over £500. I called my card company straight away and reported it and they put a stop on my card and issued me with another one. They advised me that id receive a fraud letter from the bank which i would…
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MSE News: Government steps up credit card crackdown
This is the discussion thread for the following MSE News Story: "The Government is attempting to cut up the credit card rule book, launching raft of proposals aimed at reducing the £53.9 billion of debt we owe on plastic as a nation ..." Read the full story: Government steps up credit card crackdown
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Egg Merchandise Interest
My Egg card was purely for balance transfers, I have never spent on it. I have no been charged Merchandise interest. Is this just because the interest offer period has run out? It is a sizeable amount of interest on 4500! I have had the card since July 2008- when do my anniversary offers kick in? Will I be best paying off…
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Electoral Roll
We recently bought an apartment in June after renting. I was on the electoral roll at my previous address. Shortly after moving here I registered online to be on the electoral roll here. After checking with Experian it shows that I am still not registered on the roll. Does anyone how long it takes to show up on my credit…
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finances a mess!!!
Hi there. I was hoping someone could give me a bit of advice. I have a the following cards:- card............ limit.................. balance capital one... 11400................. 2500 MBNA....... 11000..................... 0 Sainsburys .. 4500 ................... 3000 M&S.......... 4000..................... 3500 all…
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Mbna
Hi, to all those customers of MBNA Eurpoe Ltd, all I would like to say is that they are nothing but a company with no customer service policy. They WILL not assist you in any matter and make false promises to ALL their customers. I am currently fighting them for illegally applying charges against my Credit Card and I have…
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0% credit card
got to pay £4800 on holiday soon got the cash to pay for it, but was thinking of getting a credit card to pay for it. any advice on which card to get, for the longest payback period ? Also is there any way around not paying cc charge of 2.5% on payment of holiday. which works out at £120
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Lloyds reducing limit on credit card
Hi, I received a letter from Lloyds telling me that they are reducing the limit on my credit card from £3k to £1k as part of their review and being a more "responsible lender". I've never made a late payment and it may have been reduced cos I haven't used it in nearly a year. Is this going to affect my credit rating?
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Unrecognised transactions on Barclaycard - am I being paranoid?
After a horrendous weekend when I found out that my debit card details had been stolen and over £1k had been withdrawn fraudulently and another £1k+ worth of transactions had been attempted through my current account, I just logged onto my Barclaycard account to see a pending transaction of 86p. I immediately phoned the…
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Going just over the credit card limit
I have just checked my statement and from what I can work out I have been charged for going £4 over my limit. I pay by direct debit and have this as one of many cards most I do not use and this card has a low limit. I seem to have gone over the limit just 8 days before my direct debit date. Can anyone advise me i.e. how…
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disputed transaction
Hi , Does anyone know if there are any steps left to take if a disputed transaction does not go in your favour ? regards pennywise2
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Reclaiming from CC for unasked for credit limit increases?
I got a cold call today from a company (Tucan Claims, Bristol) claiming they may be able to reclaim any money I had paid off my credit cards over and above my initial credit limit, if I had not agreed to the subsequent credit limit increases. I am very sceptical, but thought I would ask here anyway. I mean, I've had these…
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Interest rate upto 24.9% can't get new Bal Transfer
I need some serious advice. I currently have an MBNA platinum card owing just over £4500. I have recently noticed they are now charging me 24.9% interest. I'm sure it was 16.9% when i actually got the card. My problem is that i have recently got a mortgage with my partner and have tried to apply for a new card to balance…
