Credit Cards - What to choose?

big_leon

Hey all,
I have the following credit cards:

• Barclay Card platinum cashback (3% on groceries and 0.5% on everything else)
• Amex platinum cashback

(Note: I always pay off the full amount every month)

The Amex card is starting to annoy me with not being accepted in places and so I would like to change it. The idea is that I have two cards, one for business and one for personal. I'd like to get the Barclay Card Cashback card but I understand you can't have two of these Barclay type cards.

Can someone recommend a card to swap to?

Many thanks,
Leon

big_leon

Now I realise I'm replying to my own thread but I've just cancelled my Amex card (I've not used it for a year anyway and am liable to get charged).

The question is now, should I just use the same card for business and personal OR should I invest in another cashback one? (Mastercard or Visa!)

Moggles_2

A back-up credit card is a good idea, IMO

Egg Money is popular here.
This table on the stoozing site (which is sponsored by Money Saving Expert) should help:

http://www.stoozing.com/cashback.php

big_leon

Moggles - thanks for the response. I think I will obtain another backup credit card. I've looked through the cashback variants and was thinking of obtaining a card that provided certain rewards (e.g. Virgin's credit card that gave money off flights or something like that...)

Moggles_2

big_leon wrote: »

I've looked through the cashback variants and was thinking of obtaining a card that provided certain rewards (e.g. Virgin's credit card that gave money off flights or something like that...)

No experience, personally. (Only the hard stuff does it for me. I can never work out what rewards schemes are actually worth.) Perhaps somebody will be along soon that can help.

Meanwhile, you may want to compare 0% on purchases cards as well. There are some good deals at the mo:

http://www.stoozing.com/purchases.php

ElkyElky

Moggles wrote: »

No experience, personally. (Only the hard stuff does it for me. I can never work out what rewards schemes are actually worth.) Perhaps somebody will be along soon that can help.

Meanwhile, you may want to compare 0% on purchases cards as well. There are some good deals at the mo:

http://www.stoozing.com/purchases.php

Upon reviewing the link you posted, I noticed they aren't listing any Sygma cards, which all comes with 0% for 6 months on BT, and 3 months for purchases(on their Silver card).. and perhaps somewhat easier to obtain than other main stream cards I could mention.

Is there a known reason why stoozing.com doesn't list them? or any other credit card comparison website for that matter.