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Manually blocking credit cards?
Hello to you all, I have been searching the forums and internet but have been unable to find an article on this subject. I have 6 credit cards with different companies – 4 Barclaycards, a Flybe card and a Bank of Ireland card. I am very keen to get these paid off as soon as possible and am making good progress so far.…
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Credit cards - which should we keep?
Shock - OH and I have 7 credit cards between us, most on a 0%. We're slowly paying them off, but we're wondering which we should keep? We have one each with the same bank as our joint account We have one each with the same bank as our mortgage OH has one with another provider I have two with another provider Those with the…
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Prepaid 02 VISA cash manager card
hi everyone, First prepaid card that i know doesnt charge for buying one or a transaction fee etc So it looks really good. Does anyone have this ?? i might order one but apprently ive been hearing people have had top up problems, ie they cant seem to load any funds with their debit card. Is that true ?
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Beneficial Card withdrawal
Hi I got a letter yesterday telling me that my Beneficial Finance card will be withdrawn on 31st Dec 2009 an I won't be able to use it after then. My question is: will I still have to pay interest on the balance. They have closed the account with the balance pending and stated that it can still be paid by minimum payments.…
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Virgin Credit Cards
Hey. A few years ago, I took out a Virgin Credit card and about 6 months later I took out a Virgin atlantic credit card. Payment protection was purchased, yet now I wish it wasn't as I am not able to claim on it and it is pointless, yet It was hardly mis-sold as I did it over the internet. Doubt I can claim it back? Any…
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Currency purchase - Egg Money
Unfortunately I had to purchase some dollars using my Egg Money card at Heathrow airport recently. I'm in the US now. I'm aware that I'm going to incur some charges as a result of this cash advance but can anyone tell me what happens to purchases made after a cash advance? This is the first time I've ever made a cash…
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Credit Card to pay overdraft
Hi all this has probably been on here a few times but i'm thinking of applying for a new credit card to pay a £3000 overdraft on my current account. Hopefully then switching my current account to another bank. IS this a good idea?? I havent had a credit card for about 3 years and my credit rating on Equifax and Experian is…
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Halifax Credit Card - cca and account in dispute letters sent - details inside
Hello everyone, i sent a cca request to halifax and recieved a 'reconstituted version of the original agreement' I then proceeded to send them an account in dispute letter as they had failed to comply with the requirements of the cca request. I have up to now had no reply from halifax regarding my account in dispute…
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BEWARE Asda interest charge error all its customers ?
Just received the Asda credit card bill for this month which shows an interest charge has been added to the bill despite the the fact that the bill also shows that the balance has been paid in full and on time and as it is each month.:confused: Called India (on 020 8181 0000 number which is an alternative number obtained…
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Useful information about credit card cheques and pay yourself
Seeing that I looked here for an answer and didn't find one (don't worry, didn't ask and create another duplicate question!), I thought I'd write what I found. The situation: I wanted to get 0% money from a credit card and pay my current account with it, as a cunning way of avoiding debit interest. Who I contacted: I…
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credit card debt
hi im new here,please can anyone help my girlfriend has run 3500 on her credit card,she has just plucked up the courage to tell me.2 years ago the same thing happened and i cleared the debt but this time im not in a position to do that.what is the best way to pay it off in the shortest way?please help.would getting another…
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Data Protection Act Help Please
Hi Moneysavers, I just received a call from a credit card because I missed my payment this month, long story, lost job, started a business, money's tight. So, anyway, the operator asked for me by name and I asked who was calling, he told me 'x' credit card company and after asking me whether I was the cardholder he started…
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Unsure about taking out new Credit Card?
Hi Wondering if anyone can help?!! I took out a Halifax Credit card in July which basically paid for our holiday and other bits n bobs! I have paid double the minimum monthly payments even if it has only been a couple!!! I am wondering if its worth taking out a new credit card so I can do a balance transfer to a 0% card…
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Natwest Dont Have Agreement!
Hey guys, after doing a CCA for my credit card i have with Natwest, here is there response. "I write with reference to your recernt request under Section 78 (1) to supply copies of the origianl agreement set out under the Consumer Credit Act. We regret to advise that the agreement has been misfiled and despite searching…
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credit card charges or ppi. Which first???
Hi i was wondering if anyone can help me. I have had a lloydstsb credit card for the last 6 years and have been charges ppi for the duration of this card. something i never asked for or needed. i have also clocked up a few charges over the years as well and was wondering if i can claim for both missold ppi and credit card…
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SO annoying!
:mad:Applied for about 3 credit cards and rejected for all of them! Bit concerned however in that i recently applied for a store card and was turned down for that as well. Do you think its wise to get my credit report to just check that everything is ok on it? How do i go about this and how much does it cost? Thanks!
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Vanquis Phone Number?
I just tried to call Vanquis to change my address with them as I have moved home. But when I call I am getting a message which says 'sorry, this service is no longer available'. Do they have a different number from the one on their website? :confused:
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Can I be expelled for not using my card enough?
I was really embarrassed last week when my MBNA card was declined in front of a lot of customers. I rang them and they told me the card had been withdrawn as I had not used it enough! They said that beause I had not used it enough I was now deemed to be a "Bad Risk" and that they had written to tell me this but I have…
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Cleaning up Credit File
Thought I'd start a new thread on this one. Just checked my OH's credit report as wanting to get back into "Prime" credit card. My other half's credit report is currently like this: >31 Accounts >Six accounts "Satisfactory", Two satisfied defaults from Nov. 2006, and one Outstanding default from May 2007. >None of the…
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0% balance transfer or long term CC
New to this forum but thought i get some advice: Have 4 credit cards between myself and husband: Virgin - £3,520.00 0% deals ends December 1st (mine) Virgin - £3,720.00 " " " " " (husbands) Capital one - £732.01 20.780% (husbands) Capital one - £941.32 14.880% (mine) Is it best to go with a 0% transfer or a long term…
