-
credit cards for ex-pats
I am a permanent resident of France, and until recently had a Saga credit card, now Saga have a new credit card provider, and as I live outside the UK they won't renew it. Is there any credit card that I can apply for that doesn't make a charge on foreign transactions? I have a Barclaycard and a British bank account.
-
Balance Transfer from a Vanquis
Could someone please clarify for me whether or not it is possible to do a BT from a Vanquis card to a 0% card? My car needs a bit of work doing to it (around £800's worth) and i was going to use my Vanquis too pay for it then transfer the balance onto my Barclaycard which currently has a 0% BT for 6 months promotion.But i…
-
Credit Card mine - Debt not!
Quick question. I have a Barclaycard, however Iv allowed someone else to use it - to clear bad debt and get them out of the deep brown stuff. Anyway - Is it possible to transfer it into thier name? They probably wouldnt get the card on their own credit history, however they would happily agree its there's, and therefore…
-
Credit Card Reclaiming
I just contacted Halifax credit card to ask for the last 6 years worth of statements so I could see if I can reclaim any charges, I was under the impression it would cost £10 for these however they want to charge me over £100 is this correct because I think that is disgusting? Many Thanks
-
Credit card refund ?
Hi I bought a washing machine on line approx 2 weeks ago I received an e-mail this morning to say the company was in administration as I have paid by credit card am I guaranteed to have my money back,from Visa, as i have not received the goods. Please Help!!:confused: :confused:
-
vanquis pre-selected me?
what does this mean? is it still subject to a search? can i still be declined?
-
Santander Zero cash withdrawals abroad or should I just use current account?
Hi I am going to be in SE asia for the next 6 months and I will be making a number of cash withdrawals so wanted to avoid the charges linked to my current account First Direct, so I thought I would use my Santander Zero and then make payment transfer from current account. I know you are charged interest from the date you…
-
Asda Credit Card
Anyone had problems receiving a new card? Had mine cancelled due to fraudulent transactions, received a new PIN and eventually rang up as had not received a new card, rang up a while later as card not received......... Received a 2nd PIN and several days later..... still no card!
-
Egg BT
I was offered a BT of 4.9% until March 2010 via email and so I went online and completed said BT. Today I get a statement and I see that I'm on the SVR :mad: Has anyone come across this before with Egg? This is the first time that I've done a BT online as I always think it will result in error, lo and behold, it has. I…
-
Please help!
Hi. I have 2 credit cards both with similar balances. I now have some money to pay off 1 of the cards, but which balance do I pay off? Card 1 (Sainsburys Bank Mastercard) has an APR of 18.9% for purchases and 21.95% for cash advances (of which 5% is cash advance balance). Card 2 (Barclaycard Platinum Visa) is APR 0% until…
-
Santander Cards / Direct Debits
Anyone else had the DD mandate disappear from their Abbey / Santander card account? I just had to call them because mine vanished for the second time in a week. It's lucky that I checked the account before a payment was missed.
-
Specific Benefits of Certain Credit Cards
Hi all, I have looked around on the forum and I can't see a list of specific benefits of certain credit cards. I know the usual section 75 protection, points, airmiles, BT, cash back etc but what I mean is for example: Egg : 5% off last minute.com Barclaycard: 7% off Thomas Cook Virgin: 10% off Virgin Holidays Capital one:…
-
store card bhs
:confused: Good Everning Everybody,:confused: may i get some advice please, After writting a number of letter to bhs gold card most recent one was 5th of july 2009 I worked out all my charges which totaled to 150.00 and added interest of 162.97 total is 312.97 they replyed back to me on18th of August 2009 telling me that i…
-
Compensation?
Tesco Finance made two errors of which they have admitted responsibility. First month - They took details of the direct debit to pay minimum monthly payments on the balance I transfered from another card but they didnt set it up right so I got a late payment fee. Second month - Another attempt to set up the simple direct…
-
New Millenium Bank Platinum Card
just had a flyer come up with this on facebook. usually i would ignore, but this one stated it reports to the credit reference agency. i looked into the terms & conditions and it looked exactly the same set up as e platinum plus, just wondered if anyone has any feedback on this new company. there is a bit of a gap in the…
-
HSBC Credit Card Application
Everythings going ok with my credit at the moment so I applied to HSBC for a card. To my shock they declined me, my account all green 0's I use 15% of my available, maybe should shut down some accounts but hey. So i use the template letter on here illustrating my worthiness etc account history with my bank the fact I am on…
-
Sygma (JJB / FlyBe) Approval Rate?
Hi All! Was just wondering, of anyone knows how strict Sygma Bank are with their credit scoring on the FlyBe and JJB cards? My other half has not missed any payments on credit in 24 months, hasn't made any applications in the last six months, and doesn't have any outstanding defaults, but does have one settled default from…
-
credit expert missing details
Hi All, this is my first post having surfed the site for a while trying to get my head round a lot of stuff. So finally a question: I recieved my "free" 30 day trial with credit expert and recieved my credit report but found it didnt include a amex card Ive had for yrs and still activily paying off. And it hasnt noted 3…
-
Newbie: 0% Purchases Card, question
Hi guys i'm kind of new to the Credit card world, i have read martins 0% purchase card article, however i'm still not 100% sure on a few things. I'm thinking about applying for a the Tesco 0% 12months card, now the question i have is as follows. Say for example i got the credit card and purchased a new TV costing £2k and…
-
Blair, Oliver & Scott....(HBOS)
My mum, who has held a Halifax Visa Card for a number of years, recently passed away leaving an outstanding balance on her credit card in the region of £15,000. The account was passed to Blair, Oliver, & Scott for recovery, which was enforced over 12 months ago. My mum was paying these people a minimum amount of £40.00 per…
