We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit card refund ?

Hi
I bought a washing machine on line approx 2 weeks ago I received an e-mail this morning to say the company was in administration as I have paid by credit card am I guaranteed to have my money back,from Visa, as i have not received the goods.

Please Help!!:confused::confused:

Comments

  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you paid more than £100 then yes.
  • Any
    Any Posts: 7,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    put "section 75" into search on main site and Martin's article will pop up...
  • Thanks for the fast response.
  • sashavk
    sashavk Posts: 5 Forumite
    Any advice much appreciated on my money dilema:
    13 months ago I bought a business franchise. Once I started this I realised that I had been mis - sold on a number of points but chose to continue regardless. The further I have got into it I have realised that the company are a little un ethical in their business proceedings.
    The business is profitable, but I don't want to deal with the franchisor any more but can not afford to walk away from my initial outlay. I paid for this on credit card. Can I reclaim from my credit card company on the grounds of mis - selling and improper business practise? Do I have any right to reclaim the money? I can not claim from the franchisor as they are already in debt and had actually gone into liquidation but have transfered all the contracts over to a new company.
  • eschaton
    eschaton Posts: 2,163 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sashavk wrote: »
    Any advice much appreciated on my money dilema:
    13 months ago I bought a business franchise. Once I started this I realised that I had been mis - sold on a number of points but chose to continue regardless. The further I have got into it I have realised that the company are a little un ethical in their business proceedings.
    The business is profitable, but I don't want to deal with the franchisor any more but can not afford to walk away from my initial outlay. I paid for this on credit card. Can I reclaim from my credit card company on the grounds of mis - selling and improper business practise? Do I have any right to reclaim the money? I can not claim from the franchisor as they are already in debt and had actually gone into liquidation but have transfered all the contracts over to a new company.

    Well, err, err, well, err, err, NO.
  • withnell
    withnell Posts: 1,629 Forumite
    You chose to continue even knowing the mis-sale points. You can't now claim just because you made a bad business decision
  • Troll??????
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.