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Confused about CC application
Hi just wondering if anyone can shed any light I just completed an online application for the RBS 0% balance transfer card, I am an existing RBS customer with a graduate account, and want to transfer £1500 from my Virgin card as the existing 0% deal is ending. I just did the online application, and it said it had been…
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AmEx Cashback - how to get it paid out
Hi folks... I have an AmEx Cashback Credit Card and am using it to get cashback on purchases... I was wondering if anyone knew how / when it pays out? Surely its not once a year on the anniversary? Do I have to request it or is it automatic... Strangely AmEx are very guarded about the details on this on their website.…
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Any cashback credit cards available anymore?
Hi all, Following Chris2000 post about Citi dropping their cashback , are there any credit cards offering cashback? What about ones that have an annual fee? - going on the basis, I'd still get money back after allowing for the fee. Ta.
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Citi Visa Platinum - Cashback withdrawn
Just got a letter from Citi today stating that cashback on my Visa card is being withdrawn from 30th October. This is not the Shell card, it is the normal Citi Visa Platinum card from around 2005 currently paying 1% cashback on all spend up to £3000 per month. To continue getting cashback they recommend applying for an Egg…
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AMEX waiting times
Hello, just a quick question: how long does it take from the moment you submit an online application to the moment you actually receive your AMEX card and pincode (provided one is accepted that is). It's just that I'll be going on holiday soon and I'm wondering if i still have time to have the card before I go (should have…
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Credit Report Query: I Don't Understand Mine
Hello All, I have just received my statutory credit reports from both Equifax and Experian, and I just wanted to know why the 2 look so different. Experian This is a 9 page report, and is extremely comprehensive and accurate. I can see every single credit account I have, all the searches done on me, and linked addresses.…
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Does Capital One give generous limits?
Just curious as I'm thinking of applying and need to shift a large Balance.. Cheers Ferry
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Co-op bank to stop taking cash payments at its branches
I have a Co-op Bank Clear Card which I've had for years. They've recently stopped issuing credit card cheques which is annoying as I found them a useful feature, especially as they charged them at the same rate as purchases, and no 'cash advance' fee. Today's statement insert states that they won't honour the cheques…
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Credit card in Belfast?
Hi guys, I will be going to Belfast this week and I might have to use my credit card over there. Would I incur a fee for using my card in Ireland? Would they consider that as being overseas? I've not got my Terms and Conditions so I'm not sure. Thanks!
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new credit card
Hello i wonder if someone can please advise me whats best I am starting a new job and i want to have a new credit card that I can put all my business expensiss on and i can keep track of them easier then i can with them all going on my personal card that i use for everything else. I have a lloyds tsb current account and a…
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Egg Money Cash Back Card Rejection
No more advice needed - thanks
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MSE News: Credit firms promise leniency following postal strike
This is the discussion thread for the following MSE News Story: "The major credit card providers say they will be show mercy to borrowers who make late payments because the postal strike has delayed their bill's arrival..." Read the full story: Credit firms promise leniency following postal strike
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Cash Plus Card
If you pay the card balance off instead of paying the monthly payments will this help build your credit score or are you better off paying the monthly installments?
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MSE News: Ignore the disappearing cheque to bag spending rewards
This is the discussion thread for the following MSE News Story: "Cheque guarantee cards will no longer be accepted in stores from June 2011, meaning they will become virtually extinct at the checkout ..." Read the full story: Ignore the disappearing cheque to bag rewards
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Outlaw Debt Sale
If you have ever been on the end of a telephone to a debt collection agency and had the kind of harassment that these guys use to try and get you to either pay a debt that isn't yours or try and get you to pay more than you can afford then sign this and lets stop this abuse. Go to the Number10 gov website and search for…
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Credit card debt after death - please help
Hi, Thank for reading, I'm really stuck and need some advice please. My Grandma passed away in recently, naming my Grandad as executor of her will. easy enough we thought. Assets were as follows: 1)House owned in joint names with my grandad (family solicitor holds the deeds automatically changed the deeds to sole name…
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Virgin Credit Card 0% on cash tranfers
Hi everyone, I have a virgin cc that offers 0%on cash transfers with a 4% charge for doing so. Now I have an arranged overdraft of £2000 which I am currently in by £1800 which is to at 0%. I didnt know whether it would be worth doing a money transfer into my overdraft from virgin cc so that my balance looked abit healthier…
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should i move from barclaycard?
I've been with them about 30 years never moved and occasionally had other cards to get some sort of special offer however for about past 15 years only had barclaycard which I pay off in full every month. My sister says I'm mad and should get move to another card to get money off etc she has an M and S one and got £40…
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0% Purchase Cards
I've never had a credit card and am a bit confused. I had a form through for a Capital One card, which was 0% on new purchases. However, when I was reading the terms and conditions, it looked as though you started getting charged interest from the first payment you make? Is this right? Am now considering the Tesco card,…
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McAfee Changes Credit Card Expiry Date to ensure Auto-Renewal
I have just discovered that companies are allowed to change the expiry date of the credit card info they hold on you to ensure auto-renew payments go through. The scenario I faced was that I had a McAfee Anti-Spam subscription which McAfee automatically added to its auto-renew feature. (If you want to manually renew, you…
