MSE News: Ignore the disappearing cheque to bag spending rewards

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in Credit cards
This is the discussion thread for the following MSE News Story:
"Cheque guarantee cards will no longer be accepted in stores from June 2011, meaning they will become virtually extinct at the checkout ..."
"Cheque guarantee cards will no longer be accepted in stores from June 2011, meaning they will become virtually extinct at the checkout ..."
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I personally think that it's likely that the payment method will vanish completely, with your examples above being just an intermediate stage towards that.
Cheques are so sparsely used in shops now anyway that this will cause little difference to most people. However, it is a welcome (to me) move towards plastic cards, and away from cheques.
Whilst there is certainly money to be made in doing this there is a risk of spending money on something that you don't need that you wouldn't have bought if it wasn't for the credit card. Falling for this risk will soon wipe out any cashback profits made.
I'd suggest people currently using cheques should start using debit cards. Then once they are used to paying on card and it working in the same way as they are used to (i.e. you can only use it if the money's there) then switch to a cashback card.
Hence a "free" overdraft facility a few days before pay day