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Can I talk about paypal for a minute please? (SCANDAL!)
Hello, Under our noses, paypal seem to be systematically undermining us all and no one seems to be saying anything about it. Over the last month i have been getting more and more emails from them saying that the monthly subscriptions that I have with them have failed in payment. The reason for the payments failing is…
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Credit card charges for booking your holiday
Why do holiday companies and travel angents charge you, for using your credit card to pay? My understanding is that Visa/Master card, both non profit making organisations, charge the companies a very small charge for each transaction they make, ie 20p. So why can they get away with charging us 2.5% of the cost? I also…
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money transfer/balance transfer/shuffle
Ive got about £2000 on a natwest credit card The 0% deal on purchases has ended. Is there anyway I can shift the balance onto one of their 0% 15 month balance transfer deals? eg shuffle? or opening two credit cards with them? or?? I also wondered if I could pay off the bill using my overdraft, shut the card and then reopen…
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E Credit plus Shopping Card
Not sure where to put this thread but wanted to know more about E Credit plus shopping card. Im thinking about joining up with them its like a shopping club where they sell you goods and you get a credit limit and pay a min amount each month. Does anyone know about them?
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adverse data
Hi all I've got a 1yrs worth of green (0s) with my cap 1 card, my ccj and other adverse data falls off on 2nd of October:cheesy: How long after this should I wait before I appply for a mainstream card? Thanks.
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Cashback card vs 0% and savings
I was wondering what the benefit of a cashback credit card is over having a 0% on purchases card and putting the balance (i.e. what would have been paid on a a normal card) in to a savings account each month. Surely this equates to "cashback" of >3% (looking at the current savings account article) rather than the 1% AMEX…
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new prepaid card from Telefonica 02 and Natwest
Seen this today, launches some time in early August, NO FEES! Exclusive for 02 customers on pay and go and contract too. Think i'l be getting one of these myself! No fees! Great. Link to it here http://o2money.o2.co.uk/
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help please
hi there wondering if you could help,credit card interest repayments is eating our minimum repayments up and the credit limit is getting out of control so much so,me and my wife argue all the time, it's getting us down. any idea's Lloyd's TSB credit card £15.575 minimum repayments £312 interest repayments £253
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Issues with online login after having a new card - ASDA
I recently had to have my Asda CC cancelled due to fraudulent activity. They sent me a new card and also gave me a new account number. However, I can no longer login online because of this and it's driving me insane!! I have tried using my old and new account number however it constantly throws up 'some of your details do…
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Credit Card for travelling students
I'm a student going to thailand next month and was planning on using a credit card for my spending. I looked at the tips on this website but the best cards mentioned request you supply your employment information. As a student I am not employed so have no info to enter, is there another appropriate credit card for me?
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Debt Elimination
Hi there HAs anyone had any luck with debt elimination services, such as buybyecredit.com??? It is based on a legal loophole which allows for the eradication of any credit card debt on agreements drawn up prior to April 2007. The success of the debt-elimination is based entirely on the lack of the banks ability to produce…
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Anyone had any problem with the Play.com/MBNA Credit Card Bonus Scheme?
I have recently acquired the 1500 point opening bonus having spent more than £150 on my Play.com credit card. Following the link from the MBNA online banking website, I cashed in my 1500 points for a £15 voucher. I then received an email order form from Argos Business Solutions telling me that my 'order' would be on it's…
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Virgin Credit Card Minimum Repayment
Hi I hope someone can help - I thought the minimum repayment was 3% but when I check my account the minimum repayment is £25 which is not 3% of my balance! Im a little confused as to why I am not required to pay 3%! Thanks
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Credit card approval with least Credit score
Since we are a big community I thought we could make this possible. Is it possible to list the credit score when you apply and approved for a credit card? By doing this, we can somewhat derive an approx minimal credit score which will probably get a credit card approved. I know there are other factors besides the credit…
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Need help with calculations
I've got a new balance transfer card with Abbey with a credit limit of 4,000. Once I've filled that up, it leaves me with 1,353 on a Capital one card, which is due to run out of its 0% period on 21 August. It then becomes 18.32% pa. I have an offer from Virgin of 0.9% until 19th November, with a 3% BT fee. My question is…
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Balance Transfer Help....
I am a bit new to balance transfer...just received my barclaycard with long term low interest on balance transfer. Basically I am about to transfer my Natwest CC balance onto my barclaycard but would also like to transfer balance from mail order company to barclays but because my natwest limit is low I cannot pay off mail…
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Can a bank or CC company store the result of a past credit check?
The subject says it all really. About three times during the last few years I have applied for credit but have been turned down. Can the results of searches from credit agencies be stored? Thanks
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Virgin Credit Card
I have just received Virgin Credit card worth £5k limit, I propose to use this to transfer a balance of £2,700 from another card as the virgin card has 0% balance transfer till Nov 2010. When I received the card I also noticed I could do a super balance transfer into my current account. My question is could I transfer the…
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PrePaid Credit Card
Firstly, This is my first post and 2nd im sorry if its in the wrong section etc! I work all over the world, on and offshore and will be going to West Africa for a few weeks at a time now and again and i am thinking about a prepaid credit card, ive been to Africa a few times already and had no problem, cause i didnt use it.…
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To close or not to close...credit rating help
I currently have a credit card with NatWest with a £700 limit, of which I am currently using about £450. My payment record on this card for the past 12 months or so has been fine, apart from last month when I inadvertently missed a payment. This resulted in a ‘1’ status being placed on account with Experian. I can now…
