money transfer/balance transfer/shuffle

sundries

Ive got about £2000 on a natwest credit card
The 0% deal on purchases has ended.

Is there anyway I can shift the balance onto one of their 0% 15 month balance transfer deals?
eg shuffle? or opening two credit cards with them? or??

I also wondered if I could pay off the bill using my overdraft, shut the card and then reopen and do money transfer - but im not srue what the difference is between a money transfer and a balance transfer

jd87

You won't be able to get more than one Natwest (or other RBS group) card, and you won't be able to close one and then get another one straight afterwards.

Why does it need to be Natwest?

Money transfer is transfer of funds into a bank account. Very few cards allow them. Don't think any Natwest cards allow them.

ziknik

It is unlikely that Natwest will allow you to balance transfer from another Natwest card and it is unlikely that the will let you balance transfer your overdraft.

Have you thought about getting a Virgin card or a Barclay card?

YorkshireBoy

sundries wrote: »

im not srue what the difference is between a money transfer and a balance transfer

About 16.9% APR, during a 0% intro period, although there's no fee on money transfers.

jd87 wrote:

Don't think any Natwest cards allow them.

All NatWest (and RBS) mainstream cards offer this facility.

ziknik wrote:

it is unlikely that the will let you balance transfer your overdraft.

See above.