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credit card fraud -is this possible?
A friend who banks with Egg has just called me to say that someone has taken over 2k over the last week from various cash machines. She has the card. She has rung egg and reported this. What are the chances of her getting this money back, considering money was taken from an atm. Is it actually possible for some form of…
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Balance Transfer
Rather than doing a balance transfer from one card to another, couldn't you pay your monthly statement with another credit card? Just like if you were to pay using a debit card - to avoid the fees?
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Need urgent advice Asap
Hello, I am in debt, below is what I owe credit card companies; Goldfish £3900 (£400 over limit due to fines) Morgan £2100 (£300 over due to fines) Barclaycard £500 (£250 over due to fines) Gm £800 (£300 over due to fines) Aqua £480 (£230 over due to fines) Lloyds £1900 (£400 over to fines) Capital £420 (£220 over to…
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Lowest Lifetime APR?
So i had to call Capital One today for something - and just wanted to check on my APR, as to be honest I couldn't remember what it was. I thought it was 5.9% for life. (applied for the card a few years ago now) Anyhow - I was told that I was only paying 1.54% APR? She also told me that if I wanted to do a balance transfer…
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My World Credit Card Info
Hi, I wondered if anyone knew were to find the information for the sode cort and aaccount number so I can set up online payments to my credit card I cannot find any info by googling. Thanks
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Should I hand back my Credit Card?
Hello All You have probably heard this question a million times but I could do with some info. I have recently paid off a credit card (now has 0 balance). I don't really need it-should I close the account and hand back the card? Thanks
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Credit card payments query
I've been offered a balance transfer at 3.94% p.a for the life of the balance (+3% fee). I have £5000 to transfer. I'm not sure if this is a better deal than just getting a loan from say Zopa at 7.9%. My head says of course but my nerves say check the numbers. This is what I need help with! I'm not sure how to calculate…
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Question about CC Cheques Vanquis
Does anyone happen to know, if you use a credit card cheque, but clear it fully on the first statement it appears on( nil balance otherwise) do you not pay any interest? Same as if you made a standard purchase? Or are they treated like cash advances and accruing interest from the day they are applied? Thank you in…
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Credit Card - Credit Balance
Hi, I now have a credit card with a credit balance of £3000 - long story! Anyway, I have other cards that I need to pay off, so I am very pleased to finally be making some inroads into my debts. Question is, how can I get this money back to my current account, in order to then pay my other cards? I have ruled out the…
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Few Cashback card and balance transfer questions
Got a bit of spending coming up so I've decided to look into getting a cashback card, its going to entail a few larger purchases. My question is if I use this in conjunction with a 0% on purchases card for x amount of months can I do the following: Purchase on the Cashback card Pay off the cashback card at end of month…
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Cancel a debit card?
Hi, i'm sorry if i've posted this in the wrong section! I currently have a Student account with Lloyds TSB. I applied for it in August 2007 as i was off to University in September 2007. I ended up leaving University in January 2008. Since then i have kept the Lloyds debit card and just used it as a normal card for my work…
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Applying for 0% cards - turned down
I have been turned down recently for M&S and Halifax who were offering 0% (as found on this site). I was turned down with no explanation. I already have 2 credit cards with Lloyds TSB. Am I being too honest by saying I don't work at the moment. I have a joint account and residual income. By saying 'homemaker' are you…
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credit card reclaim
Hi all, I've received a call from a company called "cancel your loan" stating that for a fee of £195.00 per card they can possibly write off my credit card loans as long as I took the card out before April 2007. Could you guys please advise whether this is a scam or whether I could be holidaying in the Maldives if this is…
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Cancelling VANQUIS
My son wants to cancel his Vanquis card, it's done it's job and it's time to trash it! Can he just call up and cancel or do they need it writing? Anyone have any experience? How long will it take until it shows up as settled on experian? CHEERS!
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typical ggrrrr cap 1
hi all , Ive been waiting to see if i get a increase credit limit on my capital one card this month . I get a estatement every month on the 27th but blow me now happened today . Thats just sods law because i waiting isn't it :mad:.
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credit card payoff
Hi all, I've received a call from a company called "cancel your loan" stating that for a fee of £195.00 per card they can possibly write off my credit card loans as long as I took the card out before April 2007. Could you guys please advise whether this is a scam or whether I could be holidaying in the Maldives if this is…
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Halifax (urgent)
Please help, ive searched high and low for the addresses of the reclaimin for Credit cards and I know there on here but can not find them. Could someone please let me know the link to them or provide me with the Halifax address (Credit Card AND Halifax Loan) or do I send them to the branch Thanking you in advance Kind…
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can't meet this months minimum - made redundant 2 months ago
What is the best thing to do? Should I call the 2 credit card providers and if so what are they likely to do/say? I have always paid my repayments on time, but my redundancy has run out, and I can barely make my mortgage. A few jobs are on the radar (just) but I would be looking at skipping at least 2 repayments on the…
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credit card debts
Hi could someone advise me. I have a few credit card debts which I am paying off under agreement terms each month. These credit cards were in relation to my former marriage which I was the first named and my ex husband was a second card holder. Unfortunately I have been left with the debt which is going to take me years to…
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Payment Query
Dear all, I had a question, Also anyone has a Capital One card, i got my card but requested a new card with a new design. Recieved my new card but its the same damn design, anyone know if Capital one are changing their designs! Say for example i had to pay off £100 on my credit card, could i make part payment of £50.00.…
