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hand back credit cards
Hi, am thinking of handing back my credit cards, and wondering what are the implications in doin this, ie will l get black marks on my credit rating? also will they freeze the interest from when l destroy the cards so l can pay off the amount quicker and are the liable to only accept a certain amount in montly payments and…
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spending + transfers on barclaycard
Hi all, I have balance transfers, spending plus cash withdrawls on my barclaycard and i am only paying the minimum at the moment but hoping to increase payments asap. I am wondering how i could get this debt in order . i cant apply for another card as i tried last month with no luck. i have a citi credit card with a…
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BHS Mastercard
I have a bhs mastercard & do lots of shopping on it to get money off vouchers to spend in BHS. Last week, they had a 20% off shopping night and I had £25 worth of vouchers to spend. I spend approx £155 and used my vouchers. Two of the items I tried to return a few days later, a total of £26 obviously less the 20% discount…
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New best overseas credit card launched
This thread is to discuss the following news story: New best overseas credit card launched
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Barclaycard online
Does anyone know if you can operate a Barclaycard online and not get any statements sent out in the post. Any information please Thanks Neil
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Should I close cc account?
Marbles cc have written to me to say that the interest is shortly going be raised to 33%!!! They have given me the option of closing the card and paying off the balance at the current rate (currently owe 4000 - have a 10500 credit limit). At the moment paying just over minimum payment each month. If I close the card but am…
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Persons Unknown...Part 2 HSBC this time....!!!
HI There, Following my post of 07/05/09 regarding persons unknown at Barclaycard ive now had the same thing with HSBC. Ive had fraud on my credit cards and bank accounts with HSBC. I was dealing with:- Martin Hughes complaints dept Helen daniels Complaints manager Barry Silverman Complaints dept senior manager Martin…
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My first Credit Card
Im looking to get my first credit card, because not only will it help with my cash flow. But it will get my credit rating up too. Im not looking for a massive limit, But something good like 0% on purchases as I'll use it more than often. Im already with HSBC PLUS so ill probly get rid of that on getting a credit card. I…
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abbey c/c
anyone know the maximum prev. searches abbey allow when applying?
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Will the CC company reduce the apr if you agree to stop spending?
Sorry if this is common knowledge (it's not really my area) but I have a card with RBS and tried to get another card to switch to a 0% apr but I have been rejected by the three applications I made to various cards (on the same day) I just wondered if you phoned and said along the lines of I will pay off e.g £300 per month…
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Credit Check
Hi, Just been reading some threads on credit checks, in particular experians. I wont be paying for any more scores, and need to cancel monthly membership. Was hoping for some guidance, Im 24, looking to buy first house, finished being a student about 2 years ago. I recently got declined a mortgage with Nationwide, and I'm…
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Capital One
Does anyone know Capital One's email address? And who to send an email of complaint to as i have written a couple of letters requesting my credit card statements which they have claimed not to have recieved:mad:
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Overdraft transferred to Credit Card?
Do any credit cards allow you to do a 0% balance transfer from your overdraft and how do I go about it?
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Larger Limit
I currently have 2 Credit Cards, which are both up to their limits. I am trying to pay as much off as possible but I can only pay the minimum payment of £80 of which £40 goes back on in interest. I have found the Post Office do 0% on balance transfers for the first twelve months. I really don't want to get another Credit…
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post office credit card, have i been declined!
yes i applied for this card and got the message , unfortunalty we are unable to make a decision online but will let you know the outcome of your application within 5 days why dont they just say you have been declined!:mad:
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More cards or less???
Hi everybody - I was just wondering what's best as far as your credit rating etc goes: to cancel credit cards that you are not using or to keep them open? The reason I ask is this: I've been conditionally accepted for a card that I intended to use for a balance transfer. However, I no longer need to do the transfer. ...So…
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Sister Cards
Hi , does anyone know if Capital One is a sister card of Bank of Scotland (MINT)? As I'm trying to do a balance transfer from Capital One to MINT online and it wont let me. Don't want to ring them and look like a fool!! Can anyone help please?
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credit card
Hi, I have a credit card which I use regular and have nectar points awarded every transaction, this ones good so i'll keep it. I also have just applied for one of those 'cash back' cards, I have been accepted and just wonder if anyone knows how they work, eg: how do I get my 'cash back'. I also have one other card which I…
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Overseas' spending: Visa vs Mastercard
Excluding loadings, is a similar rate of exchange applied to Mastercard and Visa transactions abroad? I have both a Post Office Mastercard and Nationwide Visa credit card. Nationwide has just introduced fees on non-European transactions, currently 0.84%, rising to 1% in July. However, if the Visa exchange rate is better…
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debt collection agency
I have been contacted by debt collection agency stating they have finally tracked me down, (I am on electoral role) I moved house 5 years ago, I paid off the remaining balance on my Barclaycard and sent letter to cancel it. Almost 5 years on I am now told I have an outstanding balance. I have said that I do not believe I…
