abbey c/c

tracy24582_2

anyone know the maximum prev. searches abbey allow when applying?

Innocent_Guy

How many do you have?

tracy24582_2

14 in the last three months

aj2703

I think that is way too many. just a few every six months or so (i think) is what they like best.

Innocent_Guy

tracy24582 wrote: »

14 in the last three months

Other than the searches I assume your CF is good. If so appply and appeal if declined

tracy24582_2

innocent guy
i would consider myself to have a good credit report but what is considered as good?
i have 5 credit accounts always paid on time no late payments but only been at my address for 9 months, most my c/c accounts have only been opened in the last 6 months

never-in-doubt

tracy24582 wrote: »

innocent guy
i would consider myself to have a good credit report but what is considered as good?
i have 5 credit accounts always paid on time no late payments but only been at my address for 9 months, most my c/c accounts have only been opened in the last 6 months

You have too many searches. CRA's show this to lenders and lenders will usually reject if more than 6 searches in last 6 months. Just chill for 6mths then apply for 2 or 3 accounts.... 5maximum in any 6 month period.