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abbey c/c
tracy24582_2
Posts: 93 Forumite
in Credit cards
anyone know the maximum prev. searches abbey allow when applying?
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Comments
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How many do you have?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
14 in the last three months0
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I think that is way too many. just a few every six months or so (i think) is what they like best.0
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Other than the searches I assume your CF is good. If so appply and appeal if declinedtracy24582 wrote: »14 in the last three monthsBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
innocent guy
i would consider myself to have a good credit report but what is considered as good?
i have 5 credit accounts always paid on time no late payments but only been at my address for 9 months, most my c/c accounts have only been opened in the last 6 months0 -
tracy24582 wrote: »innocent guy
i would consider myself to have a good credit report but what is considered as good?
i have 5 credit accounts always paid on time no late payments but only been at my address for 9 months, most my c/c accounts have only been opened in the last 6 months
You have too many searches. CRA's show this to lenders and lenders will usually reject if more than 6 searches in last 6 months. Just chill for 6mths then apply for 2 or 3 accounts.... 5maximum in any 6 month period.
2010 - year of the troll
Niddy - Over & Out :wave:
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