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Am I able to get a credit card?
Could someone please tell if it's possible for me to obtaine a credit card since I need one to get a contract on a mobile phone I'm 18 unemployed and on benefits? Thanks.
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Egg card not paying payments although have insurance
HI A FRIEND OF MINE HAS BEEN PAYING INSURANCE ON A EGG CARD, AND HAS JUST BECOME UNEMPLOYED AND THEY HAVE TOLD HIM THAT THEY WONT MAKE THE PAYMENTS FOR HIM AS THE AMOUNT IS ONLY £500. DOES ANYONE KNOW IF THIS IS RIGHT, AS MY OTHER CARDS ARE BEING PAID UNDER THE INSURANCE... THING IS DOES THAT MEAN IF I DONT PAY, THE…
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PrePaid Cards. On Holiday.
Hi, We're going to Florida in October without a credit card and the chances of getting one is very slim. What we would like to know is... Are prepaid credit cards accepted in Florida for Car rental, Hotels, Restaraunts etc.... Any advice given would be gratefully received. Thanks...
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Insurance on egg..not paying credit card
HI A FRIEND OF MINE HAS BEEN PAYING INSURANCE ON A EGG CARD, AND HAS JUST BECOME UNEMPLOYED AND THEY HAVE TOLD HIM THAT THEY WONT MAKE THE PAYMENTS FOR HIM AS THE AMOUNT IS ONLY £500. DOES ANYONE KNOW IF THIS IS RIGHT, AS MY OTHER CARDS ARE BEING PAID UNDER THE INSURANCE... THING IS DOES THAT MEAN IF I DONT PAY, THE…
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Help I am unemployed but want to do apply for 0% balance transfer
Can anyone help please, as I am in a pickle! I was made redundant last year and I am paying interest on my current creditcards approx £100.00 per month. I now want to apply for a new creditcard which will allow me a 0% balance transfer. Will they know that I am not working by checking any movements between accounts; that…
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Removing a Default Notice
I wounder if someone could give me some advice here, I just got a copy of my credit report from experian and have noticed natwest have put a default notice on my account in 2005 its showing as satisfied but I would like to take this off as it will have a impact when I apply for mortage. Recently about two months ago I…
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Debenham PrePaid Card - The Worst Customer Service with No Refund
Hi, My friend had just applied for a debenham prepaid card and was asked for prove of identity when he wanted to cancel his application within cool off period (14 days to be exact). It would be reasonable to ask for identification if we want the service but no to withdraw from it! The following is the snapshop of his email…
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default notice
Hope someone can help me at my witts end here had a few money problems lately and ingnored some of the less important debts ( made less repayments not stopped paying) and made sure important ones were paid, i had a capitalone card on which i got behind and recieved a letter saying unless i paid £140 a default notice would…
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Cancelling Credit Card
I am in the process of trying to reduce my 5 outstanding credit card debts. I have managed to reduce the balance of one of them to zero & cut the card up. When I called the credit card company to close the account they recommended I keep it open as it will reflect on my credit rating that I have been a good payer (if I…
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Capitol one online Application???
Hi, just wondering if anyone can help me..... I previously had a capitol one credit card but paid it up and cancelled it about 4 years ago. I have applied online a couple of times since to transfer a balance from another card, it says one minute decision on the website and the previous two times i applied i just got a…
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Credit card Fraud
Hi I wonder if anyone can help. We have CTI shell CC. last month CC called and queried a transaction which we had not made. The CC company stopped the card and sent out a new card. when we checked statement there was 2 other transactions we had not made - £450 approx. we notified of them this and they said fraud dept would…
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nationwide cards
is there anyway some one could update info on nationwide flex cards.i know they are going to charge % for outside europe but soon they say they are going to have to charge for cards within europe.plus there is two cards you can get.red or blue.it all depends how much you earn or how much a month you put into the acount.its…
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PLEASE HELP- I'm scared!
Hello moneysavers. I've just lost my job and am forced to claim jobseekers allowance for the time being whilst I am actively seeking work. I have 2 credit cards (barclaycard and virgin) and I am obviously unable to pay them for the time being. What will they do to me? I don't own a house or anything.
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Credit Card - Which One??
Hi, I am 20 years old and am at a point where I want to build my credit as I prepare to build foundations to buy a home in 3-5 years. I currently have a Bank Loan with TSB which paid for my car (negative equity at present) Loan: £6100 Car Trade-In Value: £4000 Which I am not too fussed about as I have made every payment…
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Land of Leather Sofa on credit card
Hello, We bought a land of leather suite on a credit card and paid the full amount. It was delivered and is a nice suite, however white patches started coming through the leather in various places. A guy from the LOL came out and inspected the suite and said it had high salt content, cleaned it (basically just wiped it…
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Company Credit Card
Hi All, I am relatively new to this only a couple of previous threads. I have a query regarding company issued credit cards. I was issued with a company credit card as I do a lot of travelling for my job. This card is based on your own credit and I settle it in full at the end of every month. My company never pays the card…
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too many credit cards
I think i have a problem i have an obession with aquiring credit. i have 6 credit cards and had a spell last month of applying for some and i got accepted for a vanquis card (does anyone know what vanquis are like?) but i have just looked at my capital one and they have increased my limit by £600 so should i cancel the…
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Credit card vs loan for credit rating
I've got several thousands of pounds on a credit card that I pay 0% interest on. I'm currently completing a change of parties application and was wondering if it would be better to transfer this debt to a loan. At the moment it's on the card because I don't pay any interest, but is this seen as 'worse' credit to a mortgage…
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Money Laundering/Credit Documentations for Post Office Application?
I applied for a Post Office credit card a couple of weeks ago and a couple of days ago have received a letter saying they're processing the application but I have to provide some more documentation which can either include a copy of Driving License,Passport, Bank statement etc. Is this a new procedure across companies? I…
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Debt Card (Question) (Fee??)
I would like to know if somebody would be able to help me with an question about my Debt Card. I have recently added PayPal funds into my account from Halifax and by mistake was 8p short from checking my online amount. The limit I requested as been spent in full, I wanted to know if I would be charged a fee for this very…
