We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Card (Question) (Fee??)

Marc87
Marc87 Posts: 14 Forumite
edited 13 May 2009 at 11:21AM in Credit cards
I would like to know if somebody would be able to help me with an question about my Debt Card.

I have recently added PayPal funds into my account from Halifax and by mistake was 8p short from checking my online amount. The limit I requested as been spent in full, I wanted to know if I would be charged a fee for this very small amount?

Also I removed any overdraft limit last year, and my account just shows above as: Balance - £0.08.
I was unsure which forum to post this into, but this seems the most related. Thanks

Comments

  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    Marc87 wrote: »
    I would like to know if somebody would be able to help me with an question about my Debt Card.

    I have recently added PayPal funds into my account from Halifax and by mistake was 8p short from checking my online amount. The limit I quested as been spent in full, I wanted to know if I would be charged a fee for this very small amount?

    I was unsure which forum to post this into, but this seems the most related. Thanks

    Also I removed any overdraft limit last year, and my account just shows above as: Balance - £0.08Balance

    If you contact Halifax and ask them to waver the charge I am sure they will if this your first time being overdrawn but get the account back into credit as soon as. Give them a phone and let us know how you get on.
  • Marc87
    Marc87 Posts: 14 Forumite
    Thanks for the reply I appreciate it.

    My wages will be added into the account tomorrow, so the balance will be corrected then. Yes this is the first time I have ever had a balance go below.

    Do you think they would send me a letter out, or wouldn't they look into it with the money being about 24 hours out from when the PayPal funds was forwarded? I've never had an issue like this before so unsure how it works as it's not on an overdraft limit.
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    Marc87 wrote: »
    Thanks for the reply I appreciate it.

    My wages will be added into the account tomorrow, so the balance will be corrected then. Yes this is the first time I have ever had a balance go below.

    Do you think they would send me a letter out, or wouldn't they look into it with the money being about 24 hours out from when the PayPal funds was forwarded? I've never had an issue like this before so unsure how it works as it's not on an overdraft limit.

    It they are going to charge they will issue a letter, however give them a phone and explain the situation to have fee reversed before the letter is issued. Good luck
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.