Am I able to get a credit card?

EX3CUT1ON

Could someone please tell if it's possible for me to obtaine a credit card since I need one to get a contract on a mobile phone I'm 18 unemployed and on benefits? Thanks.

withabix

Just get a pay as you go phone. A nice cheap one.

You don't NEED a contract phone.

In any case, in the current financial conditions, you are unlikely to get a credit card.

thriftymomma

It's unlikely.

naijapower

You dont need a credit card to get a phone on contract
You dont need a contract phone
You should go for a pay as u go
You are unemployed
You are on benefit
You need to take our advise on board
You are at a delicate stage in your life
You must not put urself in a potential debt situation
You have been advised
GoodBYE

never-in-doubt

EX3CUT1ON wrote: »

Could someone please tell if it's possible for me to obtaine a credit card since I need one to get a contract on a mobile phone I'm 18 unemployed and on benefits? Thanks.

Hi look here for help & advice: http://forums.moneysavingexpert.com/showthread.html?t=1626277

never-in-doubt

naijapower wrote: »

You dont need a credit card to get a phone on contract
You dont need a contract phone
You should go for a pay as u go
You are unemployed
You are on benefit
You need to take our advise on board
You are at a delicate stage in your life
You must not put urself in a potential debt situation
You have been advised
GoodBYE

You dont need a contract phone - how do you know? I certainly do! It'd cost me hundreds on PAYG!
You should go for a pay as u go - why? they are only beneficial to certain people - not everyone.
You are unemployed - and? it isn't a crime is it?
You are on benefit - as above!
You need to take our advise on board - not really advice is it mate? Having a dig more like!
You are at a delicate stage in your life - why? are you Mystic Meg?
You must not put urself in a potential debt situation - why? maybe he wants to! Its his choice to make!
You have been advised - no mate, he's been spoken to like dirt!

Personally, ignore the above and consider whether a PAYG would be more beneficial to you. If not, try and get a subprime card (look here:http://forums.moneysavingexpert.com/showthread.html?t=1626277) and if you get one then go to Phones$U and they will cometimes override decline if you have a credit card, for Orange they do this.

Failing that, get a credit card or something to get yourself shown to lenders as acceptable risk or you'll be in the same position.

Best of luck!

naijapower - chill out mate! LOL you make me laugh at times.... you having a bad day mate?

naijapower

Sorry, i had to be funny...Hopefully OP would see the funny side....lol

never-in-doubt

naijapower wrote: »

Sorry, i had to be funny...Hopefully OP would see the funny side....lol

LOL it was kinda like do this do that and beggar off and leave me alone! haha - are you sure you dont work in a call centre? :rotfl: perfect calibre if you can deal with customers so forcefully haha! :eek:

Edinburghlass_2

EX3CUT1ON wrote: »

Could someone please tell if it's possible for me to obtaine a credit card since I need one to get a contract on a mobile phone I'm 18 unemployed and on benefits? Thanks.

You would need to be able to show what income you do have to see if the mobile phone would be affordable to you as well as satisfying the credit card company. Please read Martin's article here... http://www.moneysavingexpert.com/cards/credit-cards-main-guide

Please think very carefully about this.