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Halifax LOB Deal
Got some credit card cheques through from the Halifax for a LOB 3.9% offer. I can use 90% of my credit limit. Should the 3% fee be included within the 90%? Thanks
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Credit Card Upper limits
I am moving towards being debt free and as part of this am paying off my credit cards and cutting them up. However yesterday I received a stroppy letter from Barclay Card re my Platinum card - advising that they are reducing my credit limit. This in itself is no problem as it helps towards my debt free plans but when…
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Egg card increases form 21.9% to 26.9%
Help me! Egg said they sent me an email in feburary saying i could opt out of the above and i did not realise this until today. My father passsed away so i have been all over the place. I am livid that my minimum payment has gone from £133.41 to £148.94 and interest on my account has gone from about £80.00 to £99.75. The…
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Does this sound right to you?
Last night my mother was called by someone claiming to be from MBNA telling her about a new credit card and asking if she wanted to apply over the phone! What??!!!
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a question on credit cards please?
can someone point me in the right direction where to look for details about if you took out a credit card agreement prior to April 2007 you may be able to get your card written off?? Any advice greatly appreciated. thanks.
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Got Defrauded For 49p lol - but have questions
Ok so my bank contacted me today about some suspicious activity, turns out some how a medical company in the US charged me 49p (thank god so little) - all was sorted and new card is on the way, buttttt A) Does this affect my credit rating at all? B) Will my balances get transferred to the new card? For example I used 200…
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Suggestions on which credit card to apply for
I already have a Capital One card (got this sept 2007 I think) with apr of 30.34%, limit is £1100 with balance of about £420 I think. I did get it down to just under £300 but 4 vet trips later and its crept up again. I did get sent some Cheques from Capital One this morning but have stuck them in a drawer with a view to…
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Balance Transfer...
I got 2 credit cards... one is 0% and the other isnt and i was just wondering what is the best 0% card to go for at the moment. I only graduated from university last year so havent got the best credit rating.... Thanks :)
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Instant online approval
How do these work exactly? I'm imagining a script crunches up all the numbers and decides yes or no. But what does it look for?
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Please Help
Hi, I currently have a credit card with Virgin & am coming to the end of my 15 months interest free. I also have a loan with my bank Lloyds TSB which i got in Sept 08 for £6000, & currently have £5,100 to pay back. I'm planning on part-exing my car to get a new one, but what i need to know is, if i take £1000 from my…
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Does a large number of credit/store cards really affect one's credit score?
I decided to apply for a new credit card earlier this week. One of the questions asked during the online application was "How many credit, charge and store cards do you have" Up to then I admit I've never counted them. I did a count and realised I have racked up 17 over the last 2 decades :eek: I considered abandoning the…
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balance transfer
i am looking to transfer the balance from my virgin card to an abby credit card i know virgin are done by mbna so cannot use them as a new customer can i get an abby card as a new customer they were done by mbna a couple of years ago
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balance transer dilemma
I've got a bit of a dilemma. I had a bank of Scotland credit card - balance £853 (23.9%) I also have a Sainsburys CC - balance £3100 (was 19.9% but asked and they reduced it to 17.9) I've recently applied and been accepted for a tesco cc (£3000 limit) on 14 months 0% balance transfers - after the 14 months balance…
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please help can i do this with credit card? add funds over balance limt.
hello I have a quick question I have a barclaycard credit card with a limit of £400 and i want to buy a 50" tv online, i would rather use my card for this purchase even though i have the funds. my question is can i over pay my credit card so I could make a larger purchase ie pay £600 to my card and then buy the tv for a…
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M&S card - Super Balance Transfers?
Anyone explain to me how this works for the M&S card? I heard you can get sterling travellers cheques or something? :confused: Oh, and I've had my card for years, so will it still work or is it for new cardholders only? Thanks!
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Credit Card Approval...
Hi All, Please forgive me if I'm being a bit thick! This is my first post to this site. I recently opened a new bank account and was told from bank (Natwest) after applying for a credit card, that I have been approved. I have today recived an agreement for me to sign and return - which I have done. I notice on the covering…
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Credit Card Approval...
Hi All, Please forgive me if I'm being a bit thick! This is my first post to this site. I recently opened a new bank account and was told from bank (Natwest) after applying for a credit card, that I have been approved. I have today recived an agreement for me to sign and return - which I have done. I notice on the covering…
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Credit Check!?!?!
I was wondering if anyone could shed some light on the credit check system as i recently applied for an argos instore card and was refused. Not to go into too much detail but i have a wife and now 3 dependant children, a mortgage, a loan, a credit card, an overdraft but all very little. just have them as i seem to have…
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Capital One Ripping me off!!
Hi Guys, Got to have a winge here. Just got off the phone to capital one, and i really am annoyed. I have a balance of £180, on a £2500 limit card, my direct debit of £9 was due, and as you know, they take the direct debit 'on or around' x date. Well, this was the first time ever that my direct debit bounced as they tried…
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Easy way to borrow 3 to 8,000 pounds without too high interest charges?
I'm looking to purchase some goods in another country and sell on in this country.... I need to borrow in the region of £3000 to £8000. Problem with loans is that they penalise you for paying it off quickly? And basically it probably will be paid off quite quick and in one lump sum as I'm bringing some goods over to…
