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was is not included in a credit rating?
i remember readign about this but not sure where to find the original document again. thanks
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Credit card vs loan advice please!
Hi, just need a quick bit of advice please as I can't make up my mind which is the best idea. Basically I have £5100 on an egg card (limit £6000, 0% offer just run out) and £4000 on a Virgin card (limit £5000, 0% offer soon to expire). I always pay the minimum amount untill the 0% runs out and usually transfer to another…
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Applying for 0% Card during Mortgage App???
I would like a 0% BT card to use to get a cheap loan from my Egg Money Card. I bank with Barclays and just have an Egg Money Card and AMEX Platinum. I will probably get a further loan with Barclays in the near future so I guess Virgin will be my best bet for time being??? Credit has no problems although just waiting for my…
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Luckyish Escape
I was just talking to a friend on Skype and he went off to answer his phone. When he came back he said it was a call from Western Union saying someone had used his name and address to charge £42 to his card ending in 2698. He said he didnt have a card ending in those numbers. They sounded familiar to me so i looked at my…
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Alliance & Leicester Moneyback Rewards Credit Card
Earn 1 point for every £1 you spend - plus you could earn 2,000 bonus points when you first use your card1 No limit on the number of points you can earn Choose how to spend your points - cash, high street vouchers, charity donations, holidays, flights and a great selection of other goods 0% for 12 months for any balance…
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If I link my credit card with paypal will things I buy be "PURCHASES" ?
I have a Halifax Credit Card (got offered it for being a customer there). It's not a Halifax One card as I have one of those too. This one I have now has 0% on balance transfers for about 6 months, and 0% on purchases for 12 months. I have always used my debit card for linking up with paypal but I want to use my credit…
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Abbey Zero - Still available?
Just wondering is the Abbey Zero still available with no fees as I came across this site: http://www.santandergbm.com which appears to have a link to the card http://www.santandergbm.com/csgs/Satellite?c=GSDetalleProducto&cid=1210619166755&idParent=1210619162360&pagename=Abbey%2FGSDetalleProducto%2FGS_DetProducto As I am…
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HSBC Credit Card
Hi, I am hoping maybe shelfstacker or LDavies can help - or anyone that can for that matter! I have an HSBC Plus account and have had since December 08 which i pay my wages into each month etc etc. I have a £200 overdraft and today applied for the first time for an HSBC Credit Card which came up to say that they need…
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Why after the first Credit Card
You can't live without it later? Paul Weinstock
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Spacebar
:confused: Hi need infromation. Want to close my credit card account, been told by credit bank that I can not do this. Are they right? If I can close my account, will the interest rate that I am paying stay at the some rate; also if the interest goes up Will I have to pay more or not.
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extra to 0% card or the pother one??
hi ive got 2 x 0% card and 1 which at the mo isnt...if i have extra cash and want to pay even £5 extra off do i pay the 0% or the interested one???
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Credit Card charges Reclaim - Vanquis C/C
Hi, Advice please, I sent the template letter from this site to reclaim charges on a Vanquis Credit Card I had a few years ago. I have received the following response along with the £10.00 postal order I sent: I refer to your correspondence regarding a list of all default charges that have been applied to your account.…
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Balance Transfer cards with perfect credit, just to much of it!
Hello Just wondering about what to do? I'm a home owner of almost 3 years, with from what I can see a clean credit file, with no ccj's or missed payments, and all credit cards have at least 2k free of their limit. I have recently looked into a balance transfer card as one of the cards is costing me about £100 a month in…
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Credit card cash withdrawals - don't fall into the trap
This thread is to discuss the following news story: Don't fall into the credit card cash withdrawal trap
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Thank you Martin
Hi all, This is my first time on the board, I just want to thank Martin.:money: I have just gotten £699.70.:beer: back from Capital One, on a PPI, which they still maintain was not miss sold to me. It took 3 letters, 1 offer of £349.60. and almost 3 months. But I got there in the end. If you are in the process of a claim,…
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Transferred too much to my LloydtsbTSB credit card online?
I was paying of some of my credit card, and I accidently transferred too much. What happens to the money that is not needed?
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Paying off a cash advance on a credit card
Well, I am totally confused, I am charged separate interest for cash advance and purchases, yet when I want to pay the cash advance off in full, guess what I have to pay the purchases off first. I think this is unfair and I am in dispute with HSBC AND will take it to the Financial Ombudsman as I thing it is most UNFAIR and…
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OFT imposes requirements on Citi for overseas credit card transactions
Link: OFT imposes requirements on Citi for overseas credit card transactions
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Reducing Credit Card debt
I have a Capital One credit card that ive had for 5 years, balance is £850 and I have been paying £50 a month to it for as long as I can remember. I called them this morning to ask if they would reduce my interest rate from the 30% I am paying just now but they refused. I have applied for 0% balance transfer cards in the…
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Barclaycard non cancellation
I've had a barclaycard lying around for a while unused since my 12month 0% deal run out and as I have a day off I thought I would cancel it. I rung them up and spoke to someone in India who then transferred me to the UK cancellation department. After a bit of haggling from them I'm keeping my barclaycard with a 12month BT…
