extra to 0% card or the pother one??

stopthespends

hi ive got 2 x 0% card and 1 which at the mo isnt...if i have extra cash and want to pay even £5 extra off do i pay the 0% or the interested one???

clearing_out_my_pockets

The one with interest

Moggles_2

Unless the card which charges interest is a fixed rate, life-of-balance card, I'd concentrate on paying off as much of that one as possible.

Clearing this debt ASAP will reduce the interest you pay and you'll be building a better credit history in the process

pre123

louley wrote: »

hi ive got 2 x 0% card and 1 which at the mo isnt...if i have extra cash and want to pay even £5 extra off do i pay the 0% or the interested one???

most logical one would be the one with interest, but id suggest you check the interest rates, if one of the 0% has high rates (20% +) once finished id go for that.. only as precaution, i guess if they have 0% offers they should both be under 20%.

OR
you could try and get another 0% deal and transfer the interest one to that card to try and save interest again

Innocent_Guy

Interest bearing account