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Virgin Credit Card Late Payment
Have just recieved my monthly statement and have been charged a late fee & intrest charge. I have a SO set up for £130 to go out each month on the 3rd for payment on the 5th. But this month the 3rd landed on a friday & it didn't clear until the 7th. Is there any way of getting back my late fee & intrest?
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Egg Card/Egg Money to put up minimum cash withdrawal fee to £5!
http://www.dailymail.co.uk/news/arti...edit-card.html (Not Egg Money as far as I can see - which stays at £3) Whoops! I was wrong. That change comes in on 28th May. http://www.guardian.co.uk/money/2009...y-credit-cards (Haven't had the email about it yet) Whoops again! why I have stuck this in 'Savings and Investments'…
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minimum payments
has anyone noticed that Virgin credit cards no longer accept direct debits of amounts other than the minimum payment? If you want to pay off your amount quicker you must set up a seperate standing order. This wasn't made clear to me when I moved my balance from another card.
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natwest platinum credit card
I am hold a current account with natwest and i am maybe wanting to apply for there platinum credit card which is only available for exsisting natwest customers. i was just wondering if anyone had one and what kind of limit they got or if anyone applied and got rejected as i have credit cards but for some reason i don't…
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Using a credit card so house deposit is protected
Can somebody please let me know if I can do this. I am looking at using a credit card for a new house deposit so that it is protected incase the worst happens and the building company goes bust. Can somebody let me know if this is allowed. Will credit card companies allow this? I would be paying the balance off…
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Credit Card to improve credit rating?
Hello! Im just looking for a little advice and help. I am looking to get a mortgage with my boyfriend in the coming year and when we went to see a financial advisor he said that my credit rating was lower than my boyfriends as I have no debt. Basically, I dont have, and never have had, an overdraft, credit card or store…
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How Can I Improve My Credit Score to get an iPhone?
Hi there, I have just completed a credit score check on Experian, and my score is listed as poor, at 654. This means I am 67 points away from fair, and 227 points away from good. My situation is as follows: I have had 7 credit searches done on me in the last 12 months, I have recently started a new business, added 1 credit…
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The best of both worlds - is it possible?
Hi - i am new to this forum and therefore haven't had the time to read through all the threads in detail so I apologise is this is already covered elsewhere! I have an Amex Nectar card which I am using for all our spending in order to build up our Nectar points quicker. I don't pay any interest as I pay the balance off in…
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Liberty claims - clear cc balance
I have just come accross an advert where a company called Liberty Claims who have advised that if you had taken out a credit card out before 2007 there is a change that they could either get your credit card paid off in full or part of the balance due to some loophole in the terms of agreement. Does anyone know anything…
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Can i get a credit card if unemployed?
I need one to join eBay, Lloyds TSB have refused me i have no clue about these cards, anyone help me out on this?
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What do they want??
Hi all I wanted to ask your opinions on a somewhat strange problem I have with a credit card company. I've been with the credit company for over 5 years and have maintained my minimum payments just fine. Recently, I have received a call from the collections department at the card company in the middle of the day. They told…
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Natwest Wine Club ?
Hey all, Ive got a student credit card and I've noticed on the product page it says: NatWest Wine Club Look out for cardholder-only offers, as well as the occasional free gift. For more details or to register please call 0870 162 0331*.…
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Cashback/Clubcard Deals & Income Tax
Hi We all know that interest from savings is taxable (except ISAs) - usually at source. What about cashback from credit cards or even Tesco Clubcard deals? Are these taxed? If not, should they be taxed? GG
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Virgin credit card i should be on 0% interest but they are
charging me. I had an abbey mbna credit card and i wanted to shift it over to another 0% credit card . however they said they saw i also have a virgin account and what they could do is shift all of the debt outstanding on to my virgin credit card and they would therefore slightly increase the credit limit. this is…
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Help - my credit rating is shot!
Please can someone help me!I have only had 2 credit cards in my life, I got a Halifax one in 2006 and assumed wrongly that like the first credit card that I had that they would take the minimum payment from my account like that last credit card company did. They didn't and I got a couple letters but was moving house so…
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barclaycard taking money without my permission
can barclaycard take money out of my account without my permission
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Economy saved
Last summer many people went for high interest paying regular savers accounts. These mature this summer so loads of people (un-researched figure) will have thousands of pounds available. As the interest rates are so low they'll spend this or invest in the stock market. Problem solved. How come no-one else thought of this?…
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After a bit of advice Please!
I took over my husbands debts when he was ill a couple of years ago, I closed his bank account and cut up his credit card. After doing an expenditure report thingy, we agreed to pay an amount each month off his credit card, I increased the amount a couple of month ago. Last month though, we received a letter from Marlin…
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Credit card application advice please?
Hi all, I've just applied for a card online and got rejected and am struggling to figure out how best to proceed from here. I've read Martin's :money:article on the subject several times and have looked at my credit file online but can't see what the problem is. The card I applied for was the Virgin one recommended on the…
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a friend is starting a business and has
estimated her earnings. at the moment however she is earning nothing but wants to get a credit card to manage cash flow etc. should she get any benefits she can whilst she is trying to build up as she has no money at all and is struggling to get a job to keep her cashflow going and needs the investment time to build her…
