Credit cards

Discussion List

• holiday credit cards

  just wondering as im going on holiday to singapore and thailand in april which wood be the best credit card to go for with 0% interest and no overseas charges

• Transfer loan to Credit card

  I am hoping that someone could advise me if it would be worth transferring a Cahoot loan of around £10,000 to a 0% interest credit transfer card.

• got my first 0% card!!! barclaycard platinum

  well all after years of trying to get a 0% card, i finally got a 0% platinum card..... :) really cant belive it!! :) only a small limit of £850, but it was put to good use, i have £200 left on it after my balance transfers at 0% was miffed when i phoned up to do the second transfer and they offerd me a life of banace at 6%…

• barclaycard account close but still charging

  Hi all, I have a barclaycard but the account is now considered dead/dormant. They have told me that I won't have any use of it again, even when the balance is 0. I haven't even missed that many payments to be honest. The problem is they're still charging me almost 40 pound interest every month and I'll never be able to pay…

• Why do Egg STILL charge £16????

  I am thinking of starting some claims. Can anyone let me know... Why do Egg still charge over £12? I have current charges of £16 for overlimit. How am I likely to get on claiming? Also, I want to claim on Natwest and LTSB cards I still use and have big balances. Are they likely to close my accounts and request repayment in…

• HSBC / MCS Credit Card Problem

  Hi All Grateful for any advice, my OH had problems many years ago and had an HSBC credit card which was referred onto Metropolitan Collection Services (MCS) to collect the debt, it appears MCS may be part of HSBC in some way, but she was told that the debt was with MCS. This was in 2005 and she has been paying the debt…

• Should I close my Credit Cards?

  Egg Money Card - Limit £500 - Balance £0 Virgin Mastercard - Limit £7000 - Balance £0 Don't know whether I would need these cards in future?......I have spend the last 12 months paying them off!

• How Do I Get Rid??????

  I Have Had The Same Credit Card For 10 Years Or So And Always Paid It Off In Full Until I Became Ill And Had To Claim Incapacity This Has Resulted In Me Ending Up £3000 In Debt With This Credit Card I Pay £75 Per Month And Two Thirds Or More Of This Is Interest I Now Have A Partner Who Refuses To Have Anything To Do With…

• Help! Last Barclaycard Payment!

  I opened a new Barclaycard Breathe Account and :mad: forgot that it was only online billing! The payment was due on 9th January and i have made an online payment today (which wont go through until Monday) Will i lose the 0% deal that i am on with this card? Will it affect my credit rating? Any advice gratefully recieved…

• credit card refund

  I used my credit card to buy some draws recently from MFI which are faulty i cant get my money back from them so i am trying to get a refund on my asda credit card, they are saying they want a report from a cabinet maker describing the damage and cost, can they do this as this will incure costs on my part.Thanks.

• CREDIT CARD protection insurance

  This is a post on behalf of a friend. They are badly in debit and have been silly to use various credit cards to which now they have stopped but they have also only just realised that on two of them they have been paying protection insurance. What would this be for? And if they didnt know they were paying this can they…

• More than 1 Balance Transfer between 2 cards

  Hi Folks, hope you can help. I'm just about to come to the end of my 0% on purchases that I got with my Halifax One card and I'm just about to transfer the balance over to my Virgin Money card that gives me 0% on Balance Transfers until November, so I'm interest free until then. If, after I've cleared my Halifax card, I…

• Any chance of a refund

  I have posted this on another board, but didnt have some of the details before, I also think this is the more appropriate boards. I hope someone can tell me how to go about trying to get a refund. My dughter has paid a £200 deposit for a christening party which was to take place later this year. Last week a message was…

• Interest rate increases.

  I'm one of the many people that have had their credit card APR increased recently. After checking the advice on MSE, I decided to call my provider (Alliance & Leicester) today to complain about the increase. I have to say I had all the relevant information to hand and was ready for a fight! Well, I was given a bit of a…

• better card amex platinium money back or amex british airways premium plus(airmiles)

  I was wondering which is the better card to have the Amex platinium money back or the amex british airways premium plus(air miles) I like travelling thanks regards dom

• Tesco CC application Problem

  Hi, Just out of curiosity, rather than it bothering me, but I wondered if anyone else has had a problem applying online for a Tesco CC? I filled it all in, and got to the last page and it said my address had not been recognised, and would have to be processed manually. So no online instant decision. When I put my postcode…

• If You Don't Get An Instant Decission Can You Take It As A No?

  Just curious, when you apply for an instant decission credit card and you get "We can not give you an instant decission we will notify you by post" can you take it as a no? I have applied for 4 cards today - Turned down for 1 and no decission of the other 3?

• Loan of £5,000 Required

  My wife needs an Op that will cost approx £5,000 as it is being done using a Private Hospital. I have no credit cards, only Debit cards. My wife has a M&S Cedit card but pays it off every month. I am thinking of taking out a Credit Card and pay off the money over as long a period as I can. We could pay it off using savings…

• Credit Card 5% interest increase

  Got letters from two credit card companies saying there were increasing the interest from March 2009 by a whopping 5%. Couldn't believe it considering the base rate has just dropped to 1.5%. Called the customer services who said they couldn't do anything for me other than suggest I close the account which will freeze the…

• Egg Credit Card Positive Balance

  Hi, I bought something a week or so ago from Dixons, however I cancelled the order - and despite them telling me I wouldnt be charged and the item wouldnt be sent, they did charge me and it was sent. However I have just realised that the egg bill is due on the 12th and I have the card set to pay the full amount every…