-
BT credit card - which bank is it linked to?
I've just had an email inviting me to apply for a BT credit card with 0% for 12 months on balance transfers. I was looking to apply for a new card to transfer a balance to anyway and wonder if this is a good one. I already have the following cards: Virgin and M&S (with balances at 0% and 3.9% LOB respectively);…
-
Oh my god the apr is HOW much
OK I know I am a bit nice but dim but had the shock of my life tonight. We had anumber of different credit cards and did like most here who are trying to sort themselves out we ran them alll up and in july of tbis year sat down and totalled it all up :eek: Our payments were £1000 a month and we were bearly covering the min…
-
Halifax One Card DD Query
Hello, I set up a DD online to pay the entire outstanding balance on my Halifax One Card sometime between middle and end of November. They wrote to me confirming this late November - I went away the first week in December, and definitely had written confirmation by then. My statement balance is payable by 19th December -…
-
A+L online credit card
why do they have the online banking for the credit card seperate to your bank accounts? other banks have them as the same thing (i.e. halifax)
-
Realistic settlement on £25,454 - ideas please!
I want to make a settlement and have been saving hard on an original Halifax loan of 25,454. I've already paid off the interest (was in order of £32,000 total) so paid off 7k. Recently it was sold to Cabot Financial, no idea what for. I took it out in 2003 and paid it for a while, then defaulted, recently Cabot offered to…
-
Virgin Credit Card
I'm interested in applying for the Virgin credit card, but does anyone know which credit agency's they search + report to?
-
Transferring credit card balance to current account
Hello, I'm thinking of getting a credit card instead of a loan but need to transfer the balance into my current account... What is the cheapest was of doing this and what type of credit card will I need to make sure the fee is minimal... I assume that this will not could as a balance transfer... Thanks, Robert
-
Brand Loyalty in Open End Consumer Credit
Enough completed!! Thanks!! :money:
-
A&L trying to get us further into debt
I am really mad, we are slogging away trying to pay off our debts and it seems A&L don't like the fact we are doing so Last month the balance on the card was £3476.44, min payment £68.20 and est interest for this month of £74.75 We have overpaid and just got our next statement today, the balance owing is now £2851.08, min…
-
Cardstream Payment Service Provider - Anyone paid via?
Just about to make a small purchase at an online snooker site and noticed that it uses Cardstream as their payment provider, which I don't recognise (usually worldpay, etc). Just wondering if anyone else had used them as I have heard of a number of other providers (nova???) charging interest
-
New here - best credit card for getting £15k
Hi there, just joined always lurked on here but waned advice. H and i are building an extension we have the money for the build but our circumstances have changed and we cant afford the extras (bathroom, kitchen etc) we have tried to get £15 put onot our mortgage but hey turned us down, H is teacher, i was a teacher but…
-
should cc companies be made to show which C A they use
should they be made to show you which credit agency they use under the data protection act or some different act as this plays a big part in the credit world??
-
Mastercard BTs
I rang earlier to transfer my M+S balance to Flybe, and was told I needed to give them a sort code and account number as well as credit card number. M+S accounts have a 12-digit number (different to the card number, as it covers all your different accounts), and I can't find any reference anywhere to a sort code. Flybe…
-
Halifax Credit Card Limit Decrease
Hey guys, I just thought I'd post what happened to me recently with my Halifax One Card. I went to a shop to buy a Christmas present but the transaction was declined. I was suprised as I hadnt even spent a third of my £3000 limit so I called them up while in the shop. Apparently the day before they had decided to decrease…
-
Capital One - anyone else have a delayed payment this month?
Hi folks, I've got a Capital One Platinum Mastercard with a permanent 6.9% balance transfer deal. I merrily pay off a chunk over a few months then transfer more expensive card debts onto it, and eventually it'll be the only card I have left, fingers crossed! This month, my min payment was due on Wed 17th Dec, so I paid it…
-
Improving credit rating
Hello, I have recently been refused credit for a new phone. Would reducing the credit limit on my credit card improve my rating? It is currently at £5000 but I never go over £1000 and pay it off in full each month. I was thinking of reducing the limit to £1500. Would this help? Thanks, Tim.
-
Nationwide Credit Card
Hi, Like to apply for Nationwide Credit Card, do anyone know which reference agency they search? Thanks
-
Apply For a New Credit Card
Which credit card services use Experian to check credit reports?
-
How much are credit cards sold on for?????????
Hi I am about to make offere for settlements with DMCs on 2 cards. Does anyone have experience of how much DMC's buy credit cards from the bnaks for? Eg Cabot bought a Halifax card (balance 6454) Cabot bought a Monument card (balance 3455) Answers on a plate (with mince pies) please! Thx Stuart
-
Will I be charged? please help.
I have transferred £700 onto a 0% card for 12 months but my car needed urgent work this month and I paid £200 using this card which isn't 0% on purchases. I intend to pay the £200 off at the end of the month but will they take that off the balance and charge me interest on the £200 until the whole amount is paid off?…
