should cc companies be made to show which C A they use

darcyvuqua

should they be made to show you which credit agency they use under the data protection act or some different act as this plays a big part in the credit world??

claire6hy

not too sure really
sorry
x

brightonman123

cost of a data protection request likely to be more than getting listings from each of the agencies at £2 a time..?

Moggles_2

Well, I've voted but, regardless of what we may think, lenders are unlikely to disclose which agency or agencies they use. To do so would invite all the applicants with negative data held there, to apply to one of their competitors instead. Similarly, the lender would tend to get applicants who scored well at said agency, though not necessarily at the other two.

As long as the present set-up of three agencies persists, I can't see things changing
much, TBH.

darcyvuqua

i think they should as they are looking at all of our private/personnal info

NickX

darcyvuqua wrote: »

i think they should as they are looking at all of our private/personnal info

I agree too, but I think Moggles is correct, it will not happen because it is not in their interests, unless of course an Act of Parliament is passed to this effect.

darcyvuqua

i agree that it will never happen but i think it should!

i think it is very unfair that they get to see everything about you at least they could state which agency they use maybe im wrong but for me this is a big issue

CLAPTON

darcyvuqua wrote: »

i agree that it will never happen but i think it should!

i think it is very unfair that they get to see everything about you at least they could state which agency they use maybe im wrong but for me this is a big issue

a bit confused..

why is it a big issue?
it it because there are bad things about you on one agency and not the others
or too little good information on one but good things on the others.

darcyvuqua

yes a little but why should they hold back which agency they use

darcyvuqua

thanks to all that voted would have liked a few more but nevermind

zerocool237

Do you mean you want banks to tell you on application of which company they use? because this table shows you that info already, so you can find the info anyway with out having to ask or demand banks to give you the info.