-
do you know the DAY you were born?
My DH just tried to log in to his new internet bank account and it locked. The girl needed the DAY of the week he was born. :confused:
-
Prepay credit cards - advice please
Hi, I'm really hoping someone can advise me on this. Briefly, I am a discharged bankrupt and can therefore not apply for credit cards so have been looking into getting a prepay card for the next few years. I've been reading about the cashplus card on this website that has an additional credit helper facility which acts as…
-
New Egg minimum payment: 1% + interest if gt 2% of balance
Just got this email. Looks like minimum payments will become 1% + interest when you are paying more than 1% interest per month to Egg - to ensure the balance comes down. Slightly different (or just ambiguously worded) for a special rate balance transfer - there the '1%' doesn't come down as it is always '1%' of the amount…
-
Pay off credit card with payment holidays from mortgage
Hi I've had my mortgage a couple of years and have even recently started making over payments on it. As part of my mortgage, i am allowed to take payment holidays. As i have credit card debts of about £3k, of which i pay off £80 pcm, is it worth taking payment holidays from my mortgage to clear my credit card debts? My…
-
Best time to Balance transfer
sdfasdfsadfasdfasdf
-
Argos MasterCard 4% money back in argos ?
went into argos today noticed the 4% money back spend in argos, and 2% spend any where else, mastercard, The original offer was 2% back when you shop in Argos and 1% back when you shop everywhere else. But it seems like that have changed it to 4% and 2%, apply within you local argos store, and not online, hopfully i didnt…
-
Checking a debit card works
I just rang my bank to ask why a £2.50 payment was taken from my account, then credited back. Apparently Halifax Secure takes small payments to make sure its working ok, then gives you it back. Do other companies ever do this? Ive recently got a new debit card and changed my details with all the sites i buy from. An hour…
-
Re - Credit Card Protection Plan and Redundancy.
Hi I'm a long time lurker on the site but a first time poster so if anyone can help with this I'd be really grateful. Basically, I was made redundant over a year ago now (Jan 2007). At first I was able to meet my repayments on my Capital One Card, after a while as money got tighter - it got more difficult which is when I…
-
Please Help - 59 days interst free purchaces only
:D Hi My halifax 12 months 0% for purchases ended couple of months ago so i do not use the card anymore. However i saw on the statement it says "up to59 days interst free purchaces only" Does that mean for example if i spend £50 on the credit card now and pay the minium payment until the 59 days and then pay the total…
-
want to apply for 0% B/T does it matter that i am stay at home mum
hi i am wanting apply for a 0% balance tranfer credit card. looking to transfer £4000 from mint to ?. i am a stay at home mum only earning £300 a month doing my husbands books. i have checked my credit record and score very good - execellent on experian and equifax. will the fact i earn such a small amount effect me…
-
Best credit card for overseas spending
Hello Money Savers, I will be going to South America in January for 3 months. I aim to spend about £3,000 pounds during my stay. However, if I run out of money I would like to have an emergency credit card. Which credit card is good for this? :confused:
-
Best Prepay card
Hi, Could anyone recommend some prepay cards for me? Also, Could anyone advise, if I make a large purchase, do I get the same protection that I would with a 'standard' credit card?? Thanks E
-
Best CC plan for a tart with mortgage renewal in January
Hi, I have two credit cards as follows: Virgin, £10000 limit, £7000 balance, 0% until mid next year Egg, £10000 limit, £0 balance (previous tart card) I also have a Tesco Platinum CC (for clubcard points, daily spend but paid off in full every month) and a Nationwide CC for overseas stuff, paid off in full again. My A&L…
-
charge for using credit card
I have booked a holiday with major travel agent and following good advice wanted to pay by credit card, travel agent wants to charge me 2.5% for using credit card, is this usual? They wont even take personal cheque even though holiday is next May. I am surprised they are so fussy in this economic crisis!
-
Am stuffed - need to move credit card debt onto a lower rate but noone will take me
Have had a lightbulb moment about my levels of debt and am moving through the process of doing budget etc so that I can start to reduce it. One urgent issue is that I have credit card debts across three cards with interest rates of 21% and 17%. I have tried to get a better rate from existing lender - they insisted I apply…
-
Debit Card Debt...
Hi, Does constantly being in you debit card over-draft limit affect your credit rating? And does going over your debit card o/d harm it? Or is this only the case with credit cards. Many thanks
-
Barclays take over Goldfish fiasco
Barclaycard took over Goldfish last week and what a fiasco. :mad: We did not get any new cards or pin numbers, our Goldfish card was stopped on the 27th therefore our monthy subscriptions could not be taken, some resulting in late payment charges & to top all that we cannot get to speak to anyone with any sense at…
-
Now That The Boe Rate Is 3%....
Do you think CCC will reduce their interest rates too? AMD
-
Security Compromised - Card Frozen
More card fraud and it couldn't have happened at a worse time. This morning I placed an order for a Dell laptop computer and used my HSBC credit card to pay online. All appeared to go smoothly. Then I get a phone call from HSBC to advise me that they have been informed by the police that my card details have been…
-
Can They Do That!
Can some one please advise me, I got a letter from my MINT credit card they said because of the credit crunch they are reducing the credit limit of some of their costumers me being one of them which is fair enough.The thing is I am now over the new limit they gave me and they are going to charge me over the limit fees! I…
