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Balance transfer advise
Can someone please let me know if this BT idea is possible? I currently have 4000 on Barclaycard with 0% int until Mar 09 - they sent me a letter with a blank cheque which I can use for a BT with 0% int for 12 months. My idea is this - can I use this cheque to send to Barclaycard (made out to Barclaycard) for the amount of…
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Credit Report
Can some1 please tell me the best site for getting my credit report? I done one back along for my OH with experian which was ok but it was such a long process by the time they had sent out the stuff and then we had to confirm it etc etc, or are they all like that? thanks
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Credit Cards
I am currently completing an assignment in university regarding the change in the credit card industry in relation to customer empowerment. I am wondering how many people would view this website before applying for a credit card and what influence consumers feel credit card websites have over their decision to take out a…
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Credit card safer than a debit card?
Having just been a victim of debit card fraud, i was thinking about maybe getting a credit card purely for online transactions. Wont do my credit rating any harm too, so could be a good thing all round Do you get better protection from a credit card if any money is taken out fradulently? I know you get the money back with…
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Capital One 0% BT cards no longer available
The Stoozing site received notification on 29th October that Capital One 0% BT cards were being withdrawn. This appears to have taken place today. Original site announcement and follow-on discussion can be found here. I've taken a look at Martin's Balance Transfer credit card article and it still has links in for the…
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Credit Card Balance of £9,000 - will I be able to transfer to a new card?
Sorry if this kind of question has been covered - I'm a newbie! :hello: I have a credit card that I've had for 2 years and now have an outstanding balance of £9000. im paying lots of interest on this.... Can I transfer the whole balance without question to a new card which has say a 12 month interest free balance transfer…
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Desperate help needed with Solution Finance credit card
Hi, guys I need some help desperately, I have big debts thats why I use this brill site, and I used to have a solution finance credit card and was on an agreement I still owe them alot, the problem is I had a mailing from them saying they were being taken over by Littlewoods? and I haven't had a statement or letter for…
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ANy ideas anyone??
a few months ago i was declined for a credit card ( i already have 2 - i wanted to transfer the balance), so ive just checked my credit score and i have a good credit score so today i tried to apply for one of the recommended cards for balance transfers and got declined again??! I have a good credit score and my credit…
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which one now?
i have just cleared one of my credit cards whoppppppp!!! but now i have 3 more which one do i clear next?? i have hsbc (16.9%) £3700 halifax (16.9%) 2500 Paypal (18.9% but have 10 months intrest free left) £1250 do i clear the highest intrest even though its intrest free? or the hasbc with the highest amount of intrest…
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Virgin turned me down
At present have two credit cards Capital One (£3000 ish) and Barclaycard (£350 ish) and need to transfer balances as 0% runs out end of Nov. Applied for Virgin card, they assured me that although I am only in receipt of Job Seekers Allowance £60.50 that because my partner is working full time I could still have the card in…
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Worth paying by 0% credit card?
Hi, I wasn't sure where to post this but I hope someone can help me. I've just been accepted for a 0% for 12 months on purchases credit card as has my husband. Between us we have just enough limit to pay for our holiday balance which is due in a couple of weeks. We have all the money for the holiday saved in a savings…
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moving credit cards around? How is this looked upon?
Does this be looked upon unfavourably by lenders. Does it affect your credit rating/scoring?
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Missing Goldfish Reward Points
I had 1,200+ points on my goldfish card, but when I checked my new barclaycard reward balance on the 30th October it showed as ZERO. I phoned up their customer services and was told that I had to wait until 7 days for the transfer to go through. After 7 days the balance was still zero points. Since then I have now emailed…
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Fraud Entry in Credit File
I have recently checked my annual free credit file and there is a fraud alert on it, with a name (whom I don't know) and my old address (where I used to live 3 years back!) Following is the description: fraud description:Application fraud - grantedtransaction type:Insert I don't know what to do? Is it Normal ? Should I…
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How to Setup Barclaycard DD
Just got a new barclaycard and want to set up min-payment direct debit. Cant seem to do it online unless im completely missing it... any suggestions?
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Debit Card Money taken from ATM
On monday £140 was taken from my account 200 yards from my house, and i didn't do it and there was more than this amount in the card, so why didnt they take it all? However i had my card on me all the time. Now my girlfriend has a serious sleeping disorder and i know she went sleepwalking that night but don't know at what…
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Claiming under section 75 of the CCA
When a credit card company pays out under section 75 of the CCA in the case of a bankrupt retailer, how does the credit card company fund their the claim? I have a faulty TV which is 3 years old but unrepairable and out of warranty. The retailer I purchased the goods from has gone bankrupt and I am seeking reimbursement…
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can anyone help?
i moved house 4 months ago, called all my bills/banks and gave them my new details..telephone..email and home address.... this evening i recieved a call from virgin money saying that i hadnt made a payment for 3 months, i said i hadnt received any letters, they said i didnt give them my details (which i had, as they called…
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credit card wipeout
hi there i was listen to my local radio when an advert came on and said that if you signed the credit agreement for certain credit cards before and i think it said march 2007 then you dont have to pay the balance off and contact them to wipe what you owe off as the agreement is illegal has anybody else heard of this if so…
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credit cards - to cancel or not to cancel and which ones
i have been meaning to do it for sometime, however i am considering cancelling some of my credit cards, i generally have no balence on most of them, the cards i have are as follows: mint (4800 limit, 0 balence) halifax (4700 limit, 0 balence) mbna VIP (6900 limit, £200 balence - mbna are closing this account any way)…
