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Debit Card Debt...

Hi,

Does constantly being in you debit card over-draft limit affect your credit rating? And does going over your debit card o/d harm it? Or is this only the case with credit cards.

Many thanks

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    there is no such thing as a debit card overdraft

    you may well have a overdraft allowed on your current account however and you may well use your debit card to spend from your current account.

    Its unclear whether you are within your authorised overdraft limit or exceeding it.
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