-
American Express - paying by bank transfer
Hi, I've just tried to transfer a balance from my American Express card to a Goldfish card. The guy at Goldfish tried to transfer the balance using only my American Express card number, but his computer "didn't recognise" the card so he asked if my American Express statement had a sort code and account number that he could…
-
Money transfer..or Balance transfer
Just a quick question,apologies if I'm asking a silly question but if I am able to transfer funds from my credit card to my current a/c will this be seen as a money transfer and will I get penalised with a naturally high rate accordingly if I'm not in an special introductory offer etc.? Cheers F
-
Are Card Protection fees worth it?
We are charged annually for card protection on our mastercard. This amounts to £30 per year. My family tells me it is unnecessary to have this as transactions should be insured by the card, but what happens with theft of the card? Are we liable for sums spent by a thief? Is it sensible to have card protection or not?
-
Registering previous address on electoral roll?
I have lived at my previous address for over 2 and a half years, but I wasn't on the electoral roll there. Am I able to get myself registered there for that period (for credit file purposes) or is it too late now?
-
Might sound daft
In regard to balance transfers. I have current accoutn with Barclays, with a £600 overdraft. I am over the overdraft by about £400 So I'm £1k ni debt. Can I apply for a 0% balance transfer credit card and use that to clear the overdraft +extras as I am getting charged by the bank for being voer the over draft, then pay the…
-
Advice on Fraudulent card use - Co-op
At the beginning of June my wife was phoned by the Co-op to say a credit card we haven't used for some while had been used twice in Australia and asking whether it had been used by her. We've never been to Australia, the card hadn't been used by us, and our card has never been out of our possession. It wasn't our card that…
-
NATIONWIDE CC .New terms a rip off?
Hi Nationwides new terms for paying your NW CC bill come in on 4thSept 08. If Im understanding it correctly, its going to cost me a few days loss of interest in my NW 'e' acccount because whereas at the moment you can transfer money from your 'e' to your flex acc instantly, and the transfer from that to NW CC is the next…
-
does anyone have lloydstsb credit card retention tel no
I currently have balance on my lloydstsb credit card on 5.9% lob, I have another balance on another credit card which I would like to transfer to this card, I rang them up last night and the best they could offer was 0% for 6 months, so I threatened to move my balance but they just advised me they could close the a/c now…
-
Amex cashback on foreign purchases?
Just got an American Express Platinum card for the 5% cashback offer, but wondering if I still get it on foreign purchases? Wanted to use it for my hols. I know they charge 3% for conversion but that still means 2% cashback to me right? Thanks anyone
-
cashback sites - are they worth the hassle?
Does anyone else have the same problems as me and my partner trying to get cashback sites such as Greasy Palm to cough up? Here's a list of examples from GP: 09/08/07 mbna cashback stuck on pending. 14/01/08 amex red payment reversed. 16/05/07 amex platinum validated but never paid. Girlfriend's first transaction, £60 for…
-
Monument/Barclaycard sold debt who do i claim from??? help please
I have had huge success today with my Barclaycard account paying admitting to £906.78p after a 9 week battle and following the advice that Martin Has given us all on this fantastic free site, I called Barclaycard today following the letter as they said they have credited my account with £268.78p and they have settled my…
-
Credit card for holidays
Hi guys its my first post here, i am looking for a nice credit card to use on my holidays abroad, the trouble is i live in Jersey in the channel islands, Mr Nationwide, Mr Abbey and the Post office all say no because we are not part of the united kingdom, :confused: but we are part of the British Isles can anyone please…
-
Credit card's
Is it true that if you have a credit card pre april 2007 you can claim your money back for this? If so is there anyway you can do this yourself as i know there is a company that is doing this service and charging 30% plus an addional fee. Plus you have to pay them to process your claim. Is there any info about this anywere…
-
Statement enhancement
Thought this might be a good place to get some feedback on whether this is a good idea or not. I think online statements should have a user enterable field so you can enter useful information that relates to that transaction. this could help you spot fraud usage (a bit issue at the moment) and help you out in years to come…
-
HSBC 0% BT 13months
Hello, Has anyone had any dealings with HSBC and the above offer? I have currently taken out a Virgin 0% BT card 15months which gave me a limit of £1000, and £600 has been transfered over to that (OH debt) and I am now looking for another 0% deal to transfer a bit more to, so any advice? Stacey x
-
Natwest Mastercard - advice needed
Hi My DH has a Natwest Mastercard, we paid the balance off last month and he has just got the statement through telling him he owes £32. We paid the full balance off on 30th June at our branch of Natwest whom we bank with, the due date for our payment was 5th July. On 5th July they took our usual monthly direct debit…
-
Barclaycard Interest
Hi everybody, I’ve recently read a post which says that Barclaycard only apply payments made when the next statement is made up, which is one day after the due by date. If I was to make extra payments once every week to my Barclaycard, would the interest on these extra weekly payments only be taken off at the actual next…
-
Subtle Direct Debit Payment scam ??
Well, I'm not sure about this. :confused: My Capital One statement shows a payment due date of, say, 18 June. My payment of the amount after taking off the minimum payment has to be made 5 days before this (plus Sat or Sun if the due date falls here) to be credited by or before the due date. Fair enough - payments FROM me…
-
Have paid MBNA more than monthly amount still being charged for DD not going through
We have an MBNA account. We didn't use it for 2 years and then decided to use it again because of a promotional offer. This time around the DD that was once it place didn't work when they tried to take the money HOWEVER we have paid more than the monthly amount each month on time but not by the direct debit method. We are…
-
CC interest periods
Hi I'm a bit of a newbie when it comes to credit cards, im looking at Barclay Cards Platinum which boasts 10 months @ 0% interest on purchaces ( i dont have any balances to transfer): The bit I'm confused about is: Interest free period: Maximum 56 days on purchases if you pay in full and on time each month, during the…
