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Money transfer..or Balance transfer

ferry
ferry Posts: 2,016 Forumite
Part of the Furniture 500 Posts Name Dropper
Just a quick question,apologies if I'm asking a silly question but if I am able to transfer funds from my credit card to my current a/c will this be seen as a money transfer and will I get penalised with a naturally high rate accordingly if I'm not in an special introductory offer etc.?

Cheers
F
:j

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    It might. Which credit card(s) do you have at the mo?
    People who don't know their rights, don't actually have those rights.
  • ferry
    ferry Posts: 2,016 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Its an Egg card.(not Money)..
    :j
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Egg will allow you to transfer an overdraft to Egg card, (in other words, transfer cash from the credit card to your current account), at your standard balance transfer rate.
    People who don't know their rights, don't actually have those rights.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Moggles wrote: »
    Egg will allow you to transfer an overdraft to Egg card, (in other words, transfer cash from the credit card to your current account), at your standard balance transfer rate.
    Just to add, if you're not in a special promotion period then no BT fee is charged.

    But 16.9% APR (typical) is a high rate for borrowing cash. Is the overdraft even more expensive?.
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