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Cancel a Card - Call Centre Exceeds Expectations - Smile
;) Had this sent to me. Don't know if it's true, but I'm, sure it'll make some readers smile, even chuckle. Be sure and cancel your credit cards before you die! This is so priceless and so easy to see happening - customer service, being what it is today! A lady died this past January, and MBNA bank billed her for February…
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Stupid Credit Card Question
If my minimum payment is £5 but I pay, say £500 - 1000 a month... and the balance is only like £1600 will I incur interest???
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natwest bank help asap
i signed up to natwest about 3 weeks ago then 3 days later i got my card through the post, and then when i got that it said to sign a form and take it to the bank to activate ur bank. i thought ok but then i decided to sign in it and enter my account number instead.. so i sent it thru post. i got my pin through a few days…
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Tesco Direct: Buy Now - Pay Later
Tesco Direct is offering 0% for 12 months on selected purchases over £500 (and 0% for 6 months under £500) if you pay with your Tesco Credit Card: http://www.tescofinance.com/personal/finance/finance/creditcards/elh/bnpl.html
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linked address over 6 years old info
Hi All Experian reord shows linked address which is over 6 years old , how do i and can i get it removed please and how long do linked address stay on experian for thanks
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Paying Ulster Bank CC online?
Hi, Got my first statement from ulster bank, I only want to pay mimimum payment, but I can't see an area on the ulster bank website how to pay it? I don't particularly want to be writing a cheque/filling out giro every month to send off to them and spending money on a stamp and envelope when I can do it in half the time…
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Free Asda deliveries = save over £200 pa with Asda Credit Card
If you have a weekly shop delivered to your home and you spend over £100 each week (which is becoming more likely with increasing prices), you will save yourself over £200 a year if you use Asda and pay with an Asda Credit Card. This is because delivery is free if you use the credit card and spend over £100. Delivery is…
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Moneysupermarket.com
Not having a brilliant credit record I went to Moneysupermarket.com and used their 'Smart Search' facility whereby you can get an idea of your credit rating without your credit record being accessed. They recommended several credit cards I was likely to be approved for as my record was judged 'Fair' I tried consecutively…
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0% purchase or cashback card?
Some head scratching going on here - hope you can help :confused: ... Planning a trip with a few friends and looking for a CC to use to purchase flights/hire car and hotels etc - This card will just be used purely to facilitate the trip and not used to fund it (ie: we all have the cash on hip but need the card to make the…
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Credit Card Protection on eBay
I've made a seller on eBay a personal offer for an item and they have asked if I can send them the money direct through PayPal without going through eBay (so they can save on the eBay fees) I know eBay don't like people doing this because they miss out on the fees, but what I wanted to know is if I make the payment through…
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credit score after paying off debt
hey to everyone im trying to rebuild my credit score/file/history after i defaulted 2 times and received a ccj after the death of my wife in 2004 (all received early 2005) so i have met a woman who is great and supportive but recently i applied for a sub prime credit card on being denied (around 8 months ago) i got a…
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First Direct Balance Tranfers
Do First Direct offer balance transfer offers to existing customers or only new?
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Pros and cons of BT
I have at the moment 2 credit cards but I could transfer the balance from one onto the other at 0%. Would there be any advantage to doing this. The balance transfer fee would probably wipe out any interest savings - I was thinking more of the convenience of paying just one CC per month. Also I was thinking if I did do the…
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capital one 0% period question
done a quick search, can't find an answer, so here is my question. applied for their latest 0% card, purchases and BT's until sept 09. no auto accept, but then got a letter saying they could not give me that card, but would accept me for a platinum card with 0% BT and purchase until feb 09. I work for Experian, and…
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Vanquis Card Limit Increase
Hi, Does anyone know when they increase the card limits ?, I have asked them and they just say 'Regularly', I have always paid off in full each month by Direct Debit and still only have £250. Some say its 3 months, others 4 months and some 6 months, so I was wondering if anyone else who actually has a Vanquis card knows…
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barclaycard- over credit charge
Has anyone known this before I withdrew moneyback to my Barclaycard, which meant i was in Credit, above my actual Credit Limit. They put a £12charge on, i could understand if i had spent more than my Limit, but its the opposite. Has anyone experienced this before? I remember doing this few years ago, to provide a safety…
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Request original CC signed agreement
Hope this isn't already being discussed. Has anybody information/experience about this latest thing going round stating that if the CC company can't supply you with a copy of your original T&C agreement the you can legally write off the debt. There are severel solicitors on the interenet offering their services. They do…
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pre-paying credit card for foreign use
Hello , 1st question on here. Am thinking of getting Abbey Zero card for travel to Crete this summer . Are there any issues with loading the card up before you go to avoid high interest rates on the amount you withdraw ? Thanks,
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0% Balances v Long Term Balances
I currently have about £14k on 4 different credit cards all on O%. I have been looking at transfering some onto long term balance at lower interest rate. I do have the option of anniversary balances at 0% on egg and Post office but transfer fee 3% and only 5 months interest free which means have to move again and then pay…
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Odd Egg card application approval
Hi I had a flyer from Egg offering me 0% for 15 months. I thought this would be a great way to get rid of some debt quicker. So I applied onlne. Had confirmation email saying I simply had to do a few clicks and I was done. But.... no where does it say I have been given the 0% it just harps on about the 16.9%. Am I to think…
