We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Odd Egg card application approval

Hi
I had a flyer from Egg offering me 0% for 15 months. I thought this would be a great way to get rid of some debt quicker. So I applied onlne. Had confirmation email saying I simply had to do a few clicks and I was done. But.... no where does it say I have been given the 0% it just harps on about the 16.9%. Am I to think that this is the offer I have? I have contacted them but nothing yet.
What do you think?

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    16.9 would be the normal rate which everyone gets.
    I think your 0% offer will follow when you get your card.
  • Annie021063
    Annie021063 Posts: 2,570 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    16.9 would be the normal rate which everyone gets.
    I think your 0% offer will follow when you get your card.
    Thanks but the problem is I dont want the card unless I get 0%
  • MABLE
    MABLE Posts: 4,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks but the problem is I dont want the card unless I get 0%


    Ring them then!
  • benf90
    benf90 Posts: 590 Forumite
    You'll get whatever offer is on the website at the time you apply, which is currently 0% 'up to' 15 months with a 3% fee on BTs.

    As jonesMUFCforever states the 16.9% rate quoted is the rate that will apply after any of the introductory offers expire. Don't forget that if you go over the card limit or you miss a payment then they'll take away the 0% offer on any existing balances and charge you interest.
  • Annie021063
    Annie021063 Posts: 2,570 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for the replies (well mostly - MABLE your exclamation mark appeared to be slightly sarcastic and was uncalled for)
    I have heard from them now and I will be getting the 0%:j I had never applied online before and expected them to confirm this rate but instead all I could see was the 16.9%. I simply didn't want another useless card in my name.
    Got great limit too so can put all my CC debts on to 0% and hopefully pay it all off by the time the rate is over.
  • clio
    clio Posts: 3,345 Forumite
    I blame jonesy you have to watch them man usa fans very sarky ..
    alreet MR J lol....:D
  • MABLE
    MABLE Posts: 4,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks for the replies (well mostly - MABLE your exclamation mark appeared to be slightly sarcastic and was uncalled for)
    I have heard from them now and I will be getting the 0%:j I had never applied online before and expected them to confirm this rate but instead all I could see was the 16.9%. I simply didn't want another useless card in my name.
    Got great limit too so can put all my CC debts on to 0% and hopefully pay it all off by the time the rate is over.

    Sarcastic or not you were behaving like a big girls blouse. However pleased the matter has now been sorted.
  • clio
    clio Posts: 3,345 Forumite
    Mable are you / were you a school head mistress, you come across like that.
    not being cheeky lol. just curious ;)
  • Annie021063
    Annie021063 Posts: 2,570 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    MABLE wrote: »
    Sarcastic or not you were behaving like a big girls blouse. However pleased the matter has now been sorted.

    Can I just quote from Martin here and suggest you don't bother unless you have something at least half decent to say!
    Forum Etiquettecollapse_tcat.gifarrow.gif Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.