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Barclay card query on final payment...
barcly card. where do i stand with this one? I phoned up in february to get a final balance to pay off my credit card (which was approx £2k) i sent off the cheque and it cleared and thought that was that. Last month (march) i got a bill and it had interest only on it (approx £12) i argued the case that i should not have to…
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Does this CC exist?
I currently have an overdraft of around £1,400 and a Barclaycard coming to the end of the 0% rate with a balance of around £1,500. Does a credit card exist that I could transfer the balance of both of the above onto? My overdraft is currently costing me about 29% :eek:
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Credit limit reduced?
Has anyne else had their credit limit reduced at Barclaycard? I recently, ust after Christmas did a balance transfer to Barcalycard platinum and have now closed the old credit card account don. I get a letter through the post today saying that they have reviewed my file and are reducing my credit limit by 2000 pounds odd.…
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Egg Money Questions
Whats a Revolving Balance and how does one get offered a Promotional rate [for Purchases /Balance Transfers] do they offer customers it every now and then ?
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consolidate?
Looking for some advice on paying my loans and credit cards off as quick as I can. Halifax £4300 paying between £1000 and £2000 every month interest £50 p/m. barclaycard £3000 paying min interest £62 p/m A&L £2750 paying £120 per month 17 months left I would like to spend £800 per month, shell i just get a cheap loan for…
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Barclaycard online payments
For anyone who pays their Barclaycard bill online using the Barclaycard website.... They have made a sneaky change to the payment page. In the past, you had three options on how much to pay; either minimum payment, the statement balance or any other specified amount. So I would always 'click' on the 'statement balance'…
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Credit card newbie query!
Hi All Firstly my apologies if this topic can be found in other threads but was hoping for some opinions from experienced credit card users. I have never felt I have needed a credit card before as I never spend what I do not have, however I have come to the conclusion that buying goods from the internet would make more…
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Asked for increase on barclaycard.
Asked for increase on barclaycard via the website. A day later i got an email and was told they couldn't increase my limit at this time. However i logged onto my account today only to find my computer says YES. I even got a higher increase than i asked for via the website request. :confused:
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1500 Airmiles Credit Card Freebie offer. Have you had problems?
What's this about? Since January, Airmiles has offered 1,500 free miles (redeemable for a return European BA flight) for anyone opening its credit card, spending £10 on it, and booking at least one night in a hotel via Airmiles. Yet some who did this haven't yet received their miles. If this is you, don't worry; Airmiles…
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No Fuss Credit Card Service
Is there a credit card service out there that does not require one to have lived in the UK for three years to register? Or, is there a service that would consider a debit visa card as valid for the purposes of issuing a credit card? The said visa account having sufficient funds. Any advice, information is welcome.... Ajwang
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Card Fraud Involving PINs
If you’ve been the victim of card Fraud where you PIN has been used and your Card Issuer refuses to give you back your money because they claim you’ve been negligent with your PIN then maybe you should be asking, “If the Card Industry's hardware & software can't keep my PIN secret,” how can I possible be held liable for…
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Balance Transfer to Current Account
I've just been checking my Virgin Credit Card and they are offering a 0% balance transfer to a current account until January 2009 with a 3% fee. Am I right in thinking I could 'borrow' at 0% and dump into a savings account (higher than 3% I guess) - then pay back by the expiry date of 0% offer. Or is this something…
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0% on purchases
Apologies if this question has been asked before but, i currently have a virgin credit card which has 0% on purchases untill June 08. If i purchased something for x amount but was unable to pay it off until after June does the balance outstanding on the card get converted to the standard APR or does it remain intrest free…
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Capital One World
Anyone know what's happened to the Capital One World cashback card? It's disappeared from their website. It's just that I've got one and use it very successfully and the hubby wanted to get in on the act with his own. Any ideas? The 4% intro rate on cashback was brilliant.
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Capital One Classic Confusion
Hi everyone, I recently applied for a Capital One Classic Visa, with the intention of using it to rebuild my credit rating. The agreement arrived today, and I intended to send it back later. However, there is one part of the agreement that is confusing me, and I thought I'd ask for clarification here before trying the…
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Clubcard Credit Card vs Cashback Credit Card
I use a credit card for all my spends each month and pay it off in full. I currently use the Tesco Credit Card and get the points from there, convert to airmiles deals, and use for hotels/ flights. I have just been accepted for the AMEX cash back credit card so going to use that now, but I wanted to check and cannot quite…
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Paying off old CC debts and defaults on your credit record?
Hi All - sorry but this is a bit of a long one, need some advice quite soonish tho so anything you can give me helps :) So the story goes - me and my girlfriend are moving into a new flat on Sat 3rd May - We're renting through Leaders who have strict credit check policies. They have checked my credit and found an old CCJ…
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Barclaycard late payment charge for April 08
I always pay my barclaycard via online banking around 8 days before its due. April caught me out as the due date was around 11 days earlier than the usual date. The statement came this morning and a late payment charge showed up. I phoned customer services and they said 'yes a lot of people were caught out with this one'.…
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new to credit cards please help
hi all, im 22 and married with a mortgage and not in debt (apart from the mortgage but that doesnt count), i have always had a maestro/switch card. but now want to get some sort of credit card, visa/mastercard, i dont care really, just to use occasionally and pay off straight away to up my credit rating, i dont need to…
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Barclaycard - heck any card!
Hi people, This may be a well known question but thought I'd stick it in anyway as I have no idea. Anyway I'm thinking of getting a football Barclaycard to get a season ticket for next season, you dont pay interest on it blha blah blah. Anyway does anyone know how these companies work out their minimum repayments and how…
