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Lloyds/Tsb
Wonder if any one has any advice , we closed an account with these last month , but we urgently needed a couple of copy statements for this year so visited our local branch. We were told they could be ordered (which he did) but could take over a week to recieve . We asked if they could not just print off there and then as…
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Lloyds Airmiles Duo double 1500 miles? ..or did I imagine it?
I signed up for recently announced Lloyds TSB Airmiles Duo card that gave you 1500 free miles once you'd spent £10 on one of the cards. This I did and the voucher was added to my airmiles account. I then saw some correspondence with my first bill (I think, and now can't find it) indicating that if I used my american…
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you owe £26
My boss received a call yesterday from someone claiming to be from HSBC Bank saying that he owed £26 and could he pay it immediately. My boss got a bit irate! and said he would pay it when he could. Anyway now we think about it, we are wondering whether it is scam as I guess they try to pressure you to make the payment…
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Cheapest Way To Get Cash From A Credit Card
I need cash very soon and was wondering if anyone knew any ways, apart from ATM or Paypal (both costly), to get it from a credit card?
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Probably really obvious question about balance transfers
I am applying for the virgin card to transfer some of my overdraft too with the hope of paying most of it off within the 15 months. I'm applying online and it's given me the option of putting in the card I want to transfer the balance from, and the amount. My question basically is I don't understand what the balance is…
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Clearing Debts as cheaply as possible
Hi, Long (very long!) story short... have 23000 pounds worth of debt, paying £637 a month through minimum payments. A very good friend understanding the ins and outs of my predicament is loaning me £20,000. I have heard that you can approach a creditor and basically say "I currently owe you £12,000 I have come into some…
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Virgin - Paperless Billing??
Has anyone managed to get Virgin to stop sending copious amounts of junk mail, paper bills and credit card checks.. if so please help. I worry about these checks going 'missing' and the amount of paper being wasted is ridiculous.
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old credit card debt-advice please
hello,my husband has an old credit card debt which he paid off slowly with the help of CCCS.We then re-mortgaged our house and paid off his loan and had a bit of money left so we decided to pay off his credit card debt too.When talked to them he was told if he pays £3000 in one go they would knock down £1400 which we…
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Please give me advice on what to do!
Hi there; Let me explain my situation - i have recently opened a business and (obviously) the set up costs exceeded our budget. And due to a few dead weeks etc we havent been able to pay them off all that much, infact paying them off is sort of crippling the business. What i needed was to pay them off in a lump sum and…
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good old uncle barclay
Good old uncle barclay has just been looking after me. He put a block on my credit card cos they picked up 3 internet transactions to the tune of £360 yesturday. Phew. Glad it wasnt more and glad he picked up on it. Barclays said that if the money actually shows up on my account that they will refund it. I think thats good…
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Failed credit check!!!
Just failed a credit check for the HSBC card. I am currently 18.5 years old, part time job earning £6500/year living with parents. I had a credit check in December with Halifax for my overdraft which i passed. Then the idiot in Natwest in February said i needed to upgrade my account i use occasionally, i told her i didn't…
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Barclaycard Customers: Possible Cashback up to 5%
What's the deal? Existing Barclaycard customers are being offered 2%, 3% or in some cases up to 5% 'cashback deals' by calling up and threatening to cancel their card. You may be able to get it too... How to do it. * The Strong Method: Phone customer services, and tell it you want to cancel your card, provided you're debt…
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Cancelling Credit Cards
To improve my position in the credit crunch I am cancelling credit cards I no longer use. Can someone please inform on the best way to cancel credit cards? Also once I've cancelled some credit card companies have good 0% offers as a long term marketing policy. How long do I have to wait before applying for the same credit…
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Why Don't People Use Direct Debit??
Since joining this forum I have seen numerous posts from people complaining about being one day late with their payment and getting stung with charges or losing their 0% deal. Is there a reason why people don't use DD? I'm baffled. :confused:
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Can somebody provide me with some information?
I saw an advert on a popular website that said some major credit cards could be completely void and any current balance and any charges paid could be voided if the credit card was taken out before a certain time (I cant remember the exact date). I put my contact information into the page and I have recieved a call from a…
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Friendly advice needed..
Hi everyone, Im fairly new to this money saving site, so please stick with me. I don't have any major worries but i would be grateful for some advice? I graduated last year and have now paid off any debt owed including credit cards. After being somewhat careless while at uni, i missed a few payments on 2 of my accounts…
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Please Recommend Me a Card..
Hi All, I've just had a call from my partner who is listening to Martin on Radio 1 at the mo... He said something about a credit card with only 6.4 or 6.7% interest rate (he can't remember which :rolleyes: ) so can someone help me if they have just heard the article... Which company is it with? Or is anyone able to help me…
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removing from credit file
hi all hope someone can help. last month i paid off a credit card and asked for the account to be closed. I recieved my credit report today and it is still on there (updated up to april for this account). do i have to request this account to be taken off or should it say has been closed on my c.r? The account is recorded…
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Credit card refund - not my own
Sorry if this is in the wrong place. Is it possible to have a refund put onto a card which is not mine? I have been having a bit of trouble buying a product and the shop is a long way from home (2 hour motorway journey round trip) OH hates driving but he took me to the shop in the first place and bought the product on his…
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interest changed on a cash withdrawal
I rang egg back in February to ask what this charge "cash interest at 1.805 per month" was for as i was playing my balance off in full, i was told it was a mistake and would be refunded back to my account, but it wasn't so i rang back only to told this time, that they hadn't made a mistake, and it was interest changed on a…
